Second Chance Jobs (EIN 825043407) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2018

Legal Domicile

Principal Officer

Deborah Slaven

Phone

8434699669

Tax Period

2025-01-01 to 2025-12-31

Second Chance Jobs, founded in 2018, is a small nonprofit that reported $246K in total revenue in fiscal year 2025. Revenue fell 36% from the prior year — a significant decline worth monitoring.

Mission

Providing career opportunities through education, training, pre-apprenticeships, full registered apprenticeships and job / career placement.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $245,712

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $245,712

Expense Breakdown

Grants Paid $0

Salaries & Benefits $212,225

Fundraising Expenses $0

Program Expenses $244,172

Other Expenses $43,065

TOTAL EXPENSES $255,290

Year-over-Year Comparison

	2025	2024	Change
Revenue	$245,712	$381,097	-0.4%
Expenses	$255,290	$369,554	-0.3%
Net Income	$-9,578	$11,543	-1.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$45,738

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Deborah Slaven	Executive Director	40.00	Officer	$45,738	$0	$45,738

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$245,712	$255,290	No data	$-9,578
2024	No data	No data	No data	No data
2024	$381,097	$369,554	$13,575	$11,543
2023	No data	No data	No data	No data
2022	$153,419	$150,043	$994	$3,376
2021	$46,941	$92,823	$-1,078	$-45,882
2020	$41,850	$158,738	$44,816	$-116,888
2019	$337,318	$331,426	$5,892	$5,892

Second Chance Jobs