AKHAND JYOTI USA

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2018

Legal Domicile

Principal Officer

KRISHNA JHAVERI

Phone

4086855504

Tax Period

2024-07-01 to 2025-06-30

AKHAND JYOTI USA, founded in 2018, is a small nonprofit in the Health Care sector that reported $213K in total revenue in fiscal year 2024. Revenue surged 717% from the prior year, signaling strong growth momentum. The organization ran a surplus of $157K, a strong 74% operating margin.

Mission

ERADICATE CUREABLE BLINDNESS, GIRLS EDUCATION, AND WOMEN EMPOWERMENT IN THE RURAL INDIA

Program Service Accomplishments

Program 1

Expenses: $25,000

THE 'FOOTBALL TO EYEBALL' GIRLS' EDUCATION PROGRAM IS ONE OF AKHAND JYOTI'S MOST GROUND-BREAKING INITIATIVES. IT LEVERAGES THE POWER OF SPORT TO BREAK GENDER BARRIERS AND ENGAGE RURAL GIRLS WHO WOULD OTHERWISE HAVE LIMITED OPPORTUNITIES. FOOTBALL SERVES AS AN ENTRY POINT TO CHALLENGE DEEPLY ROOTED SOCIAL NORMS, FOSTER CONFIDENCE, AND BUILD TRUST WITHIN COMMUNITIES. ONCE ENGAGED, THESE GIRLS ARE OFFERED COMPREHENSIVE EDUCATION AND TRAINING TO BECOME QUALIFIED OPTOMETRISTS. UPON COMPLETING THEIR TRAINING, THEY JOIN AKHAND JYOTI'S WORKFORCE, CONTRIBUTING DIRECTLY TO THE HOSPITAL'S BLINDNESS ELIMINATION MISSION. BEYOND TECHNICAL TRAINING, THIS PROGRAM EMPOWERS GIRLS TO TAKE CONTROL OF THEIR FUTURES, BREAKING CYCLES OF POVERTY AND INSPIRING OTHERS IN THEIR COMMUNITIES.

Program 2

Expenses: $25,000

EYE CARE PROVIDERS IN DEVELOPING COUNTRIES FACE SIGNIFICANT CHALLENGES IN DELIVERING SERVICES TO ALL WHO NEED THEM. HOSPITALS ARE OFTEN INACCESSIBLE TO REMOTE COMMUNITIES, AND WHILE EYE CAMPS ARE...

EYE CARE PROVIDERS IN DEVELOPING COUNTRIES FACE SIGNIFICANT CHALLENGES IN DELIVERING SERVICES TO ALL WHO NEED THEM. HOSPITALS ARE OFTEN INACCESSIBLE TO REMOTE COMMUNITIES, AND WHILE EYE CAMPS ARE USEFUL, THEY TYPICALLY SEE LOW ATTENDANCE. AKHAND JYOTI USA SUPPORTS AKHAND JYOTI EYE HOSPITAL TO ADDRESS THESE BARRIERS BY ESTABLISHING VISION CENTERS (VC) TO SERVE RURAL, MARGINALIZED COMMUNITIES WITH ACCESSIBLE AND AFFORDABLE EYE CARE. OVER 80% OF PATIENTS AT THESE CENTERS ARE FULLY TREATED ON-SITE, WITH LESS THAN 20% REFERRED TO BASE HOSPITALS FOR SURGERIES OR ADVANCED CARE. SINCE LAUNCHING ITS FIRST VISION CENTER IN 2009, AKHAND JYOTI HAS ESTABLISHED OVER 40 CENTERS, COVERING A POPULATION OF NEARLY FOUR MILLION ACROSS BIHAR. THESE CENTERS ARE INTEGRAL TO AKHAND JYOTI'S 'FOOTBALL TO EYEBALL' GIRLS' EDUCATION PROGRAM, EMPOWERING WOMEN AS OPTOMETRISTS AND ENTREPRENEURS. FEMALE-LED VISION CENTERS CHALLENGE PATRIARCHAL NORMS WHILE ENSURING HIGH-QUALITY EYE CARE IN UNDERSERVED AREAS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $208,815

Program Service Revenue $0

Investment Income $0

Other Revenue $3,997

TOTAL REVENUE $212,812

Expense Breakdown

Grants Paid $50,000

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $50,000

Other Expenses $5,593

TOTAL EXPENSES $55,593

Year-over-Year Comparison

	2024	2023	Change
Revenue	$212,812	$26,050	+7.2%
Expenses	$55,593	$16,462	+2.4%
Net Income	$157,219	$9,588	+15.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ASHOK DESAI	PRESIDENT	20.00	Officer Director	$0	$0	$0
KRISHNA JHAVERI	SCY & CFO	20.00	Officer Director	$0	$0	$0
PREENA SONI	EXECUTIVE DIRECTOR	30.00	Officer Director	$0	$0	$0
N/A	ADVISORY BOARD	10.00		$0	$0	$0
N/A	ADVISORY BOARD	10.00		$0	$0	$0
N/A	ADVISORY BOARD	10.00		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$212,812	$55,593	$176,130	$157,219