HEALTHCARE MORTGAGEE ADVISORY COUNCIL (EIN 825443695) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2018

Legal Domicile

Principal Officer

PETER EDEBURN

Phone

3147123008

Tax Period

2024-01-01 to 2024-12-31

HEALTHCARE MORTGAGEE ADVISORY COUNCIL, founded in 2018, is a micro nonprofit that reported $4K in total revenue in fiscal year 2024. Revenue fell 94% from the prior year — a significant decline worth monitoring. Expenses of $24K exceeded revenue, resulting in a 451% operating deficit.

Mission

To provide constructive advice and support to the leadership and staff of the HUD Office of Healthcare Programs, to improve the effective delivery of FHA's healthcare mortgage insurance programs.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $31,260

Program Service Revenue $0

Investment Income $0

Other Revenue $-26,926

TOTAL REVENUE $4,334

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $23,897

TOTAL EXPENSES $23,897

Year-over-Year Comparison

	2024	2023	Change
Revenue	$4,334	$73,133	-0.9%
Expenses	$23,897	$31,094	-0.2%
Net Income	$-19,563	$42,039	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANNISHA ZEGARSKI	Secretary	3.00	Director	$0	$0	$0
TINA LAURIE	Treasurer	3.00	Officer Director	$0	$0	$0
ALISON LEMLE	President & CEO	3.00	Officer Director	$0	$0	$0
DALE BECKER	Director	3.00	Officer Director	$0	$0	$0
RITCHIE DICKEY	Vice President	3.00	Officer Director	$0	$0	$0
JENIFER WILLIAMS	Director	3.00	Officer Director	$0	$0	$0
KELLY CUSH	Director	3.00	Director	$0	$0	$0
TIM GAFFNEY	Director	3.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$4,334	$23,897	$274,172	$-19,563
2023	$73,133	$31,094	$293,735	$42,039

HEALTHCARE MORTGAGEE ADVISORY COUNCIL