CONSTRUCTING BRIGHT FUTURES

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2018

Legal Domicile

Principal Officer

LAURA BUEL

Phone

3124698100

Tax Period

2025-01-01 to 2025-12-31

CONSTRUCTING BRIGHT FUTURES, founded in 2018, is a micro nonprofit in the Employment sector that reported $253 in total revenue in fiscal year 2025. Expenses of $2K exceeded revenue, resulting in a 597% operating deficit.

Mission

TO PROVIDE SUPPORT TO ORGANIZATIONS WHICH PROVIDE UNEMPLOYED INNER-CITY RESIDENTS TRAINING AND SUPPORT TO GAIN EMPLOYMENT IN THE BUILDING TRADES.

Program Service Accomplishments

Program 1

HELPED PROVIDE SUPPORT FOR EXPANDING EMPLOYMENT AND ADVANCEMENT OPPORTUNITIES. CONSTRUCTING BRIGHT FUTURES OFFERS CANDIDATES INTERESTED IN PURSUING JOBS IN THE CONSTRUCTION INDUSTRY AN OPPORTUNITY TO...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $253

Other Revenue $0

TOTAL REVENUE $253

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $1,763

TOTAL EXPENSES $1,763

Year-over-Year Comparison

	2025	2024	Change
Revenue	$253	$253	N/A
Expenses	$1,763	$1,561	+0.1%
Net Income	$-1,510	$-1,308	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHAEL MEAGHER	PRESIDENT	2.00	Officer Director	$0	$0	$0
LAURA BUEL	TREASURER	2.00	Officer Director	$0	$0	$0
MARK HAUSER	DIRECTOR	1.00	Director	$0	$0	$0
DON BIERNACKI	DIRECTOR	1.00	Director	$0	$0	$0
MARK GOEDEN	DIRECTOR	1.00	Director	$0	$0	$0
NATALIE PEDRAZA	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$253	$1,763	$294,963	$-1,510
2024	$253	$1,561	$296,473	$-1,308
2023	$149	$176,276	$297,781	$-176,127
2022	$161	$20,498	$473,908	$-20,337
2021	$10	$81,347	$494,245	$-81,337
2020	$376	$1,330	$575,582	$-954
2019	$577,709	$1,173	$576,536	$576,536