SC STATE FIREFIGHTERS ASSOCIATION TR

EIN: 826353514 Mutual Benefit

COLUMBIA, SC

Total Revenue
$8,206,853
Total Expenses
$8,192,602
Total Assets
$101,223
Net Assets
$13,590
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2017
Legal Domicile
SC
Principal Officer
ZORRINA HARMON
Phone
8034541802
Tax Period
2024-08-01 to 2025-07-31

SC STATE FIREFIGHTERS ASSOCIATION TR, founded in 2017, is a community nonprofit in the Mutual Benefit sector that reported $8.2M in total revenue in fiscal year 2024. Revenue surged 82% from the prior year, signaling strong growth momentum.

Mission

TO PROVIDE GROUP HEALTH INSURANCE AND OTHER WELFARE BENEFITS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $8,165,690
Investment Income $0
Other Revenue $41,163
TOTAL REVENUE $8,206,853

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Other Expenses $27,279
TOTAL EXPENSES $8,192,602

Year-over-Year Comparison

2024 2023 Change
Revenue $8,206,853 $4,504,197 +0.8%
Expenses $8,192,602 $4,501,825 +0.8%
Net Income $14,251 $2,372 +5.0%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
3
Independent Members
3
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
3
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
STEVE GRAHAM TRUSTEE 0.10
Director
$0 $0 $0
BRYAN BAILEY TRUSTEE 0.10
Director
$0 $0 $0
ZORRINA HARMON TRUSTEE 0.50
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $8,206,853 $8,192,602 $101,223 $14,251
2024 $4,504,197 $4,501,825 $6,091 $2,372
2023 $3,918,454 $3,990,984 $100,957 $-72,530
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