CASPER AREA CHAMBER OF COMMERCE (EIN 830109660) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1920

Legal Domicile

Principal Officer

TOM MCCARTHY

Phone

3072345311

Tax Period

2024-01-01 to 2024-12-31

CASPER AREA CHAMBER OF COMMERCE, founded in 1920, is a small nonprofit that reported $419K in total revenue in fiscal year 2024. Revenue grew 10% year-over-year, indicating healthy expansion. Expenses of $549K exceeded revenue, resulting in a 31% operating deficit.

Mission

CHAMBER FUNCTIONS INCLUDE SERVICE TO 652 MEMBERS, PUBLICATION OF PROGRESS, AND INCREASING THE COMMUNITY'S BUSINESS AWARENESS AND PRIDE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $15,666

Program Service Revenue $269,900

Investment Income $14,903

Other Revenue $118,359

TOTAL REVENUE $418,828

Expense Breakdown

Grants Paid $948

Salaries & Benefits $287,616

Fundraising Expenses $0

Program Expenses $549,044

Other Expenses $260,480

TOTAL EXPENSES $549,044

Year-over-Year Comparison

	2024	2023	Change
Revenue	$418,828	$380,948	+0.1%
Expenses	$549,044	$383,433	+0.4%
Net Income	$-130,216	$-2,485	+51.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$120,414

Total Directors

$120,414

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROBERT RATLIFF	DIRECTOR	1.00	Director	$0	$0	$0
TOM MCCARTHY	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL MORRISSEY	DIRECTOR	1.00	Director	$0	$0	$0
TINA HOEBELHEINRICH	PRESIDENT/CEO	40.00	Officer Director	$120,414	$0	$120,414
GENA JENSEN	DIRECTOR	1.00	Director	$0	$0	$0
JESSICA DUTY	DIRECTOR	1.00	Director	$0	$0	$0
NIKKI HAWLEY	DIRECTOR	1.00	Director	$0	$0	$0
PAUL NASH	DIRECTOR	1.00	Director	$0	$0	$0
GRANT MURPHY	DIRECTOR	1.00	Director	$0	$0	$0
ERIK LINDAMOOD	DIRECTOR	1.00	Director	$0	$0	$0
LEDA POJMAN	DIRECTOR	1.00	Director	$0	$0	$0
PHILLIP RAEL	CHAIR	3.00	Officer	$0	$0	$0
AMANDA DISNEY	VICE CHAIR	3.00	Officer	$0	$0	$0
SONYA GRUNER	SECRETARY	3.00	Officer	$0	$0	$0
SABRINA KEMPER	PAST CHAIR	3.00	Officer	$0	$0	$0
KEN WHITE	TREASURER	3.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$418,828	$549,044	$552,016	$-130,216
2023	$298,122	$269,168	$745,546	$28,954
2023	$380,948	$383,433	$648,795	$-2,485
2022	$310,080	$271,860	$701,806	$38,220
2021	$313,195	$247,862	$647,812	$65,333
2020	$291,765	$279,087	$593,644	$12,678
2019	$301,133	$293,287	$595,880	$7,846

CASPER AREA CHAMBER OF COMMERCE