FAMILY FINANCIAL EDUCATION FOUNDATION (EIN 830320495) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

WILLIAM R CLUNY

Phone

3077892010

Tax Period

2023-01-01 to 2023-12-31

FAMILY FINANCIAL EDUCATION FOUNDATION, founded in 1997, is a small nonprofit in the Human Services sector that reported $788K in total revenue in fiscal year 2023. Revenue surged 42% from the prior year, signaling strong growth momentum. Expenses of $754K left a modest 4% surplus.

Mission

The mission of Family Financial Education Foundation FFEF is to strengthen and support low to moderate income individuals, families, and communities by teaching them how to apply sound money management skills.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $202,434

Program Service Revenue $252,639

Investment Income $332,896

Other Revenue $0

TOTAL REVENUE $787,969

Expense Breakdown

Grants Paid $0

Salaries & Benefits $410,687

Fundraising Expenses $0

Other Expenses $343,587

TOTAL EXPENSES $754,274

Year-over-Year Comparison

	2023	2022	Change
Revenue	$787,969	$553,833	+0.4%
Expenses	$754,274	$1,160,881	-0.4%
Net Income	$33,695	$-607,048	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN C PHILLIPS	Director	001.00	Director	$0	$0	$0
CRAIG WELLING	Director	001.00	Director	$0	$0	$0
DONALD R FRAKES	Director	001.00	Director	$0	$0	$0
WILLIAM R CLUNY	President CEO	050.00	Officer Highest	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$787,969	$754,274	$2,551,560	$33,695
2022	$553,833	$1,160,881	$2,515,876	$-607,048
2021	$1,346,527	$1,128,605	$2,580,776	$217,922
2020	$1,212,508	$1,191,567	$2,466,406	$20,941
2019	$1,327,744	$1,179,249	$2,258,885	$148,495
2018	$1,215,824	$1,247,793	$2,060,519	$-31,969

FAMILY FINANCIAL EDUCATION FOUNDATION