THE HARTFORD BRIDGE CLUB INCORPORATED (EIN 830451705) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Principal Officer

RICHARD E THIBODEAU

Phone

8609533177

Tax Period

2025-01-01 to 2025-12-31

THE HARTFORD BRIDGE CLUB INCORPORATED, founded in 2008, is a small nonprofit in the Human Services sector that reported $238K in total revenue in fiscal year 2025. Revenue grew 10% year-over-year, indicating healthy expansion. Expenses of $214K left a modest 10% surplus.

Mission

Provide opportunities to learn and play duplicate bridge to our members and the general public.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $53,339

Program Service Revenue $181,063

Investment Income $3,553

Other Revenue $254

TOTAL REVENUE $238,209

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $121,661

Other Expenses $213,658

TOTAL EXPENSES $213,658

Year-over-Year Comparison

	2025	2024	Change
Revenue	$238,209	$216,655	+0.1%
Expenses	$213,658	$213,388	+0.0%
Net Income	$24,551	$3,267	+6.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$43,090

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Linda Starr	Trustee	5	Director	$28,740	$0	$28,740
Annmarie Hughes	Trustee	5.00	Director	$14,350	$0	$14,350
David Brandwein	President	8	Officer Director	$0	$0	$0
Lori Leopold	Vice President	2	Officer Director	$0	$0	$0
Ann Lohrand	Secretary	2	Officer Director	$0	$0	$0
Richard Thibodeau	Treasurer	8	Officer Director	$0	$0	$0
Ben Levine	Trustee	2	Director	$0	$0	$0
John Lloyd	Trustee	2	Director	$0	$0	$0
Deborah Prince	Trustee	2	Director	$0	$0	$0
Ausra Geaski	Trustee	2	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$238,209	$213,658	$150,299	$24,551
2024	$216,655	$213,388	$123,246	$3,267
2023	$201,672	$192,871	$113,357	$8,801

THE HARTFORD BRIDGE CLUB INCORPORATED