THE MIDAS COLLABORATIVE INC

EIN: 830485169 501(c)(3) Education

BOSTON, MA

Total Revenue
$685,566
Total Expenses
$509,830
Total Assets
$1,058,389
Net Assets
$687,705
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2007
Legal Domicile
MA
Principal Officer
ROSE FRANCOIS
Phone
6175323916
Tax Period
2025-01-01 to 2025-12-31

THE MIDAS COLLABORATIVE INC, founded in 2007, is a small nonprofit in the Education sector that reported $686K in total revenue in fiscal year 2025. The organization ran a surplus of $176K, a strong 26% operating margin.

Mission

TO COORDINATE A STATEWIDE COLLABORATIVE OF COMMUNITY-BASED, NOT-FOR-PROFIT ORGANIZATIONS THAT FACILITATE THE ASSET DEVELOPMENT OF LOW-INCOME FAMILIES, THROUGH INCREASED FINANCIAL MANAGEMENT SKILLS, COMMUNITY AND PEER SUPPORT, AND ACCESS TO WEALTH BUILDING VEHICLES.

Program Service Accomplishments

Program 1
Expenses: $266,848 Revenue: $163,183

MATCHED SAVINGS PROGRAM - UTILIZING A SYSTEMS CHANGE FRAMEWORK THAT INCLUDES INCREASING AND SUSTAINING MATCHED SAVINGS PROGRAMS, MIDAS SERVES AS THE FIDUCIARY FOR 600+ MSP BANK ACCOUNTS. THESE...

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MATCHED SAVINGS PROGRAM - UTILIZING A SYSTEMS CHANGE FRAMEWORK THAT INCLUDES INCREASING AND SUSTAINING MATCHED SAVINGS PROGRAMS, MIDAS SERVES AS THE FIDUCIARY FOR 600+ MSP BANK ACCOUNTS. THESE ACCOUNTS ARE COMPONENTS OF LARGER ASSET-BUILDING PROGRAMS OFFERED BY COMMUNITY PARTNER ORGANIZATIONS. COMMUNITY PARTNER ORGANIZATIONS PRIMARILY CONSIST OF 501(C)(3) DESIGNATED NON-PROFITS SERVING LOW-TO-MODERATE INCOME POPULATIONS. THE COMMUNITY PARTNER ORGANIZATION RECRUITS THE PARTICIPANT COHORTS; INDIVIDUALS SET SAVINGS GOALS AND MAKE CONTRIBUTIONS WHILE RECEIVING FINANCIAL EDUCATION AND TRAINING FROM THE COMMUNITY PARTNER ORGANIZATIONS. WHEN SAVINGS GOALS ARE ACHIEVED, THEY ARE MATCHED AT VARIOUS RATES FROM 1:1 AND AS HIGH AS 4:1, ALLOWING PARTICIPANTS TO MAKE LIFE-CHANGING AND WEALTH-BUILDING INVESTMENTS IN A HOME, EDUCATION, OR SMALL BUSINESS. THE MIDAS COLLABORATIVE PROVIDES CRITICAL TECHNICAL ASSISTANCE, ADMINISTRATIVE SUPPORT, AND PROGRAM DESIGN SUPPORT TO OUR COMMUNITY PARTNER ORGANIZATIONS. THE MATCHED SAVINGS PROGRAM SUPPORTS LOW- TO MODERATE-INCOME COMMUNITIES IN BUILDING ASSETS, THEREBY ALLEVIATING THE EXISTING WEALTH GAP IN MASSACHUSETTS.

Program 2
Expenses: $9,000

THE FINANCIAL EMPOWERMENT LEARNING INSTITUTE (FELI) - MIDAS, IN PARTNERSHIP WITH UNITED WAY, LEADS A STATEWIDE WORKFORCE DEVELOPMENT INITIATIVE THAT EQUIPS NONPROFIT PROFESSIONALS IN THE PERSONAL...

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THE FINANCIAL EMPOWERMENT LEARNING INSTITUTE (FELI) - MIDAS, IN PARTNERSHIP WITH UNITED WAY, LEADS A STATEWIDE WORKFORCE DEVELOPMENT INITIATIVE THAT EQUIPS NONPROFIT PROFESSIONALS IN THE PERSONAL FINANCE SECTOR WITH THE SKILLS AND KNOWLEDGE NEEDED TO DELIVER HIGH-IMPACT FINANCIAL COACHING ACROSS MASSACHUSETTS. IN 2024, FELI LAUNCHED A PILOT TRAINING INITIATIVE TO PROFESSIONALIZE COMMUNITY-BASED COACHING, REDUCE COACH ATTRITION, AND IMPROVE OUTCOMES IN DISINVESTED COMMUNITIES. FOR THE FIRST TIME, FELI PARTNERED WITH THE ASSOCIATION FOR FINANCIAL COUNSELING & PLANNING EDUCATION (AFCPE) TO PROVIDE FOUNDATIONAL TRAINING FOR NEW OR PREVIOUSLY UNTRAINED NONPROFIT STAFF. THIS PROGRAM FEATURES A COHORT MODEL AND INCLUDES A PATHWAY TO CERTIFICATION FOR TENURED NONPROFIT STAFF. FELI HAS HELPED TO TRAIN OVER 650+ NONPROFIT PROFESSIONALS SINCE 2015, WITH 200+ ORGANIZATIONS REPRESENTED FROM ACROSS MASSACHUSETTS. FELI PARTICIPANTS HAVE AN 85% COMPLETION RATE, ALLOWING THEM TO BETTER SERVE COMMUNITIES WITH CULTURALLY RELEVANT FINANCIAL EDUCATION.

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Trantor Score

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $522,320
Program Service Revenue $163,183
Investment Income $63
Other Revenue $0
TOTAL REVENUE $685,566

Expense Breakdown

Grants Paid $0
Salaries & Benefits $359,135
Fundraising Expenses $70,155
Program Expenses $275,848
Other Expenses $150,695
TOTAL EXPENSES $509,830

Year-over-Year Comparison

2025 2024 Change
Revenue $685,566 $636,124 +0.1%
Expenses $509,830 $581,217 -0.1%
Net Income $175,736 $54,907 +2.2%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
7
Independent Members
7
Employees
5
Volunteers
7

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$182,140
Total Directors
8
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ROSE FRANCOIS EXECUTIVE DIRECTOR 40.00
Officer
$130,389 $8,466 $138,855
KAREN BURG DIRECTOR OF FINANCE/OPERATIONS 40.00
Officer
$42,987 $298 $43,285
DAN MATLOFF CHAIR (UNTIL 1/25) 5.00
Officer Director
$0 $0 $0
EMILIO DORCELY SECRETARY 5.00
Officer Director
$0 $0 $0
ALEX MELIKAN TREASURER 5.00
Officer Director
$0 $0 $0
ANTHONINA FENELON DIRECTOR 1.00
Director
$0 $0 $0
MICHAEL D ANDELMAN DIRECTOR 1.00
Director
$0 $0 $0
RASHMI DYAL-CHAND DIRECTOR 1.00
Director
$0 $0 $0
RICHARD MANUEL DIRECTOR 1.00
Director
$0 $0 $0
MIMI TURCHINETZ DIRECTOR 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $685,566 $509,830 $1,058,389 $175,736
2024 No data No data No data No data
2023 $477,798 $515,498 $1,177,038 $-37,700
2022 $627,524 $449,796 $1,003,033 $177,728
2020 $223,429 $174,591 $667,319 $48,838
2019 $175,720 $184,417 $970,656 $-8,697
2018 $234,534 $234,155 $1,356,435 $379
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