NINETY-NINE GIRLFRIENDS

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2018

Legal Domicile

Principal Officer

TONG ZHANG

Phone

5037810921

Tax Period

2025-01-01 to 2025-12-31

NINETY-NINE GIRLFRIENDS, founded in 2018, is a small nonprofit in the Human Services sector that reported $354K in total revenue in fiscal year 2025. Revenue decreased 13% compared to the prior year.

Mission

TO BUILD A COMMUNITY OF DIVERSE WOMEN WHO GIVE COLLECTIVELY AND LEARN COLLABORATIVELY TO BECOME MORE INFORMED AND ENGAGED PHILANTHROPISTS.

Program Service Accomplishments

Program 1

Expenses: $363,624 Revenue: $7,670

GRANTMAKING - IN 2025, 315 WOMEN MADE CONTRIBUTIONS TO BE PART OF THE 2025 CYCLE OF GRANTMAKING AND COMMUNITY LEARNING. THE MEMBERS THAT COMPRISE NINETY-NINE GIRLFRIENDS CONDUCTED OUTREACH TO SOLICIT APPLICATIONS FROM ORGANIZATIONS ACROSS THE REGION; REVIEWED APPLICATIONS; TRAINED REVIEWERS; COORDINATED THE WORK OF THE ALL-VOLUNTEER GRANT REVIEWS TEAMS AND SELECTED FINALISTS FOR PRESENTATION; MANAGED AN ONLINE VOTING PROCESS TO SELECT THE RECIPIENTS OF THE GRANTS; AND EXECUTED GRANT AGREEMENTS. IN ADDITION, VOLUNTEERS CONDUCTED MEMBER EDUCATION THAT FOSTERED COMMUNITY ENGAGEMENT AND MORE KNOWLEDGEABLE VOTING AMONG MEMBERS. MORE THAN 90 WOMEN PARTICIPATED IN THE GRANT REVIEW PROCESS WITH ANOTHER 64 PARTICIPATING IN MEMBER EDUCATION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $338,785

Program Service Revenue $7,670

Investment Income $7,364

Other Revenue $0

TOTAL REVENUE $353,819

Expense Breakdown

Grants Paid $327,000

Salaries & Benefits $0

Fundraising Expenses $12,164

Program Expenses $363,624

Other Expenses $61,627

TOTAL EXPENSES $388,627

Year-over-Year Comparison

	2025	2024	Change
Revenue	$353,819	$407,581	-0.1%
Expenses	$388,627	$337,225	+0.2%
Net Income	$-34,808	$70,356	-1.5%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

150

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PIP MEAGHER	BOARD CHAIR	2.00	Officer Director	$0	$0	$0
TINA ROMAINE	SECRETARY	2.00	Officer Director	$0	$0	$0
EMILY FROIMSON	TREASURER	2.00	Officer Director	$0	$0	$0
LAN FENDORS	BOARD MEMBER	1.00	Director	$0	$0	$0
KAREN HEALEY	BOARD MEMBER	1.00	Director	$0	$0	$0
BARBARA HILYER	BOARD MEMBER	1.00	Director	$0	$0	$0
TAMMY WILHOITE	BOARD MEMBER	1.00	Director	$0	$0	$0
AGNES ZACH	BOARD MEMBER	1.00	Director	$0	$0	$0
TONG ZHANG	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$353,819	$388,627	$157,875	$-34,808
2024	$407,581	$337,225	$193,782	$70,356
2023	$372,484	$408,371	$123,395	$-35,887
2022	$439,066	$610,766	$160,370	$-171,700
2021	$587,276	$394,115	$330,210	$193,161
2020	$586,605	$712,088	$136,984	$-125,483
2019	$760,155	$556,502	$261,964	$203,653