STREET BUSINESS SCHOOL

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2018

Legal Domicile

Principal Officer

EVAN CAUBLE-JOHNSON

Phone

9042504843

Tax Period

2024-07-01 to 2025-06-30

STREET BUSINESS SCHOOL, founded in 2018, is a community nonprofit in the Education sector that reported $1.1M in total revenue in fiscal year 2024. Expenses of $1.3M exceeded revenue, resulting in a 18% operating deficit.

Mission

TO END GLOBAL POVERTY BY EMPOWERING WOMEN TO BECOME THRIVING ENTREPRENEURS, LIFTING THEIR FAMILIES TO A VIBRANT FUTURE.

Program Service Accomplishments

Program 1

Expenses: $721,225

TRAINING THROUGH CERTIFIED PARTNERS - STREET BUSINESS SCHOOL ("SBS")EMPLOYS A TRAIN-THE-TRAINER MODEL, CERTIFYING PARTNER ORGANIZATIONS TO LOCALIZE AND TEACH THE SBS CURRICULUM IN COMMUNITIES WORLD WIDE. SBS PROVIDES PROGRAM EXPERTISE AND PARTNER ORGANIZATIONS BRING THEIR LOCALIZED EXPERTISE TO CUSTOMIZE THE PROGRAM.

Program 2

Expenses: $240,256

DIRECT TRAINING IN UGANDA - SBS COMBINES BUSINESS TRAINING HIGHLY CUSTOMIZED TO THE NEEDS OF THE PEOPLE LIVING IN POVERTY WITH COACHING AND MENTORING THAT HELPS STUDENTS GAIN THE SKILLS AND...

DIRECT TRAINING IN UGANDA - SBS COMBINES BUSINESS TRAINING HIGHLY CUSTOMIZED TO THE NEEDS OF THE PEOPLE LIVING IN POVERTY WITH COACHING AND MENTORING THAT HELPS STUDENTS GAIN THE SKILLS AND CONFIDENCE TO SUCCEED AS MICROENTREPRENEURS.

Program 3

Expenses: $3,282

CUSTOM PARTNERSHIPS - SBS COLLABERATES WITH LARGE INGOS TO PROVIDE CONSULTING SERVICES AND BESPOKE ENTREPRENEURSHIP TRAINING TO COMPLEMENT EXISTING PROGRAMMING.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,009,728

Program Service Revenue $125,863

Investment Income $0

Other Revenue $308

TOTAL REVENUE $1,135,899

Expense Breakdown

Grants Paid $750

Salaries & Benefits $889,424

Fundraising Expenses $201,066

Program Expenses $964,763

Other Expenses $446,239

TOTAL EXPENSES $1,336,413

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,135,899	$1,191,664	0.0%
Expenses	$1,336,413	$1,801,540	-0.3%
Net Income	$-200,514	$-609,876	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$138,034

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHRIS HARPER	DIR OF GLOBAL TRAI	40.00		$132,950	$11,085	$144,035
EVAN CAUBLE-JOHNSON	CEO	40.00	Officer	$131,620	$6,414	$138,034
BERNADETTE LANE	Director	5.00	Director	$0	$0	$0
KELSY NIXON	Director	5.00	Director	$0	$0	$0
TORKIN WAKEFIELD	Director	5.00	Director	$0	$0	$0
JOACHIM EWECHU	VICE CHAIR	5.00	Director	$0	$0	$0
ANNA MOLERO	Director	5.00	Director	$0	$0	$0
ARCHANA JOSHI	Treasurer	5.00	Director	$0	$0	$0
BILL STRATHMANN	Chairman	5.00	Director	$0	$0	$0
IPHIE MODU	Director	5.00	Director	$0	$0	$0
SASHIN CHANDER	Director	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,135,899	$1,336,413	$442,382	$-200,514
2024	$1,191,664	$1,801,540	$737,282	$-609,876
2023	$1,305,945	$2,549,299	$1,285,153	$-1,243,354
2022	$1,732,251	$2,353,357	$2,508,197	$-621,106
2021	$2,934,526	$1,840,505	$3,202,751	$1,094,021