ACCESS MINISTRIES KY INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2018

Legal Domicile

Principal Officer

CAROL WORSHAM

Phone

8599776923

Tax Period

2018-07-01 to 2019-06-30

ACCESS MINISTRIES KY INC, founded in 2018, is a small nonprofit in the Human Services sector that reported $257K in total revenue in fiscal year 2018. The organization ran a surplus of $226K, a strong 88% operating margin.

Mission

THE PURPOSE OF THE ORGANIZATION IS TO PROVIDE EMPLOYMENT AND SOCIAL INTERACTION FOR INDIVIDUALS WITH DISABILITIES.

Program Service Accomplishments

Program 1

Expenses: $30,360

THE PURPOSE OF THE ORGANIZATION IS TO PROVIDE EMPLOYMENT AND SOCIAL INTERACTION FOR INDIVIDUALS WITH DISABILITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $183,142

Program Service Revenue $0

Investment Income $0

Other Revenue $73,670

TOTAL REVENUE $256,812

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $30,360

Other Expenses $30,960

TOTAL EXPENSES $30,960

Year-over-Year Comparison

	2018	2017	Change
Revenue	$256,812	N/A	N/A
Expenses	$30,960	N/A	N/A
Net Income	$225,852	$0	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHARLES MCLEOD	CHAIRMAN	1.0	Officer Director	$0	$0	$0
ZACHARY WORSHAM	PRESIDENT	1.0	Officer Director	$0	$0	$0
BARBARA TURNER	VICE PRESIDENT	1.0	Officer Director	$0	$0	$0
CINDY WILLISON	SECRETARY	1.0	Officer Director	$0	$0	$0
CAROL WORSHAM	TREASURER	1.0	Officer Director	$0	$0	$0
PEGGY NEWTON	DIRECTOR	1.0	Director	$0	$0	$0
STEPHEN TURNER	DIRECTOR	1.0	Director	$0	$0	$0
JEFF FIELDS	DIRECTOR	1.0	Director	$0	$0	$0
RYAN MAYS	DIRECTOR	1.0	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2019	$256,812	$30,960	$225,852	$225,852