JUST INITIATIVE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2018

Legal Domicile

Principal Officer

JULIE WOOD

Phone

8138030220

Tax Period

2024-01-01 to 2024-12-31

JUST INITIATIVE INC, founded in 2018, is a small nonprofit in the Human Services sector that reported $899K in total revenue in fiscal year 2024. Revenue surged 206% from the prior year, signaling strong growth momentum.

Mission

BUILD COMMUNITY ACROSS RACIAL AND ECONOMIC DIVIDES WHILE CREATING PATHWAYS OUT OF POVERTY BY REFLECTING THE LOVE OF GOD.

Program Service Accomplishments

Program 1

Expenses: $141,078 Revenue: $11,407

PETRA HOUSE PROVIDED SAFE REFUGE AND CASE MANAGEMENT TO 13 WOMEN AND CHILDREN ALONG THEIR JOURNEY TO TRANSITION TO STABLE HOUSING.

Program 2

Expenses: $563,792

COMMUNITY CARE-FREE BOUTIQUE PROGRAM PROVIDED BASIC NEEDS ASSISTANCE TO OVER 2000 PEOPLE VISITING THE FREE BOUTIQUE. JUST HOUSING ASSISTED 63 ADULTS & CHILDREN TO EXIT HOMELESSNESS AND RECEIVE CASE MANAGEMENT TO MOVE TOWARDS STABILITY. JUST CAREERS HAD 10 GRADUATES EARN THEIR CHILDHOOD DEVELOPMENT ASSOCIATES CREDENTIAL.

Program 3

Expenses: $143,762

WOVEN ASSISTED TO STRENGTHEN 40 FAMILIES, 81% INCREASED SUPPORT SYSTEMS & 71% REDUCED STRESS AND 100% INCREASED CONCRETE SUPPORTS. 35 CHILDREN WERE SERVED IN WEEKLY PROGRAMMING & A SUMMER CAMP TO...

WOVEN ASSISTED TO STRENGTHEN 40 FAMILIES, 81% INCREASED SUPPORT SYSTEMS & 71% REDUCED STRESS AND 100% INCREASED CONCRETE SUPPORTS. 35 CHILDREN WERE SERVED IN WEEKLY PROGRAMMING & A SUMMER CAMP TO INCREASE THEIR PROTECTIVE FACTORS FOR ADVERSE CHILDHOOD EXPERIENCES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $884,598

Program Service Revenue $11,407

Investment Income $0

Other Revenue $2,623

TOTAL REVENUE $898,628

Expense Breakdown

Grants Paid $333,830

Salaries & Benefits $359,600

Fundraising Expenses $4,850

Program Expenses $848,632

Other Expenses $217,177

TOTAL EXPENSES $910,607

Year-over-Year Comparison

	2024	2023	Change
Revenue	$898,628	$293,975	+2.1%
Expenses	$910,607	$290,218	+2.1%
Net Income	$-11,979	$3,757	-4.2%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$53,106

Total Directors

$53,694

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JULIE WOOD	EXECUTIVE DI	40.00	Officer Director	$53,106	$0	$53,106
JACQUELINE BORNEO	BOARD CHAIR	5.00	Officer Director	$0	$0	$0
NARALY REQUENA	VICE CHAIR	1.00	Officer Director	$0	$0	$0
TESA LANOY	TREASURER	2.00	Officer Director	$0	$0	$0
CHRIS SLOWEY	SECRETARY	1.00	Officer Director	$0	$0	$0
CHERYL FAIRES	DIRECTOR	1.00	Officer Director	$0	$0	$0
BETTY WILLIAMS	DIRECTOR	3.00	Director	$588	$0	$588

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$898,628	$910,607	$69,089	$-11,979
2023	$293,975	$290,218	$34,316	$3,757
2022	$202,311	$217,984	$27,343	$-15,673
2020	$102,923	$81,096	$27,794	$21,827