Christians Against Poverty America

EIN: 831444554 501(c)(3) Religion

Wheaton, IL

Total Revenue
$351,386
Total Expenses
$344,092
Total Assets
$108,032
Net Assets
$107,183
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Financial Trends

Organization Details

Formation Year
2019
Legal Domicile
IL
Principal Officer
Simon Wilce
Phone
3312159067
Tax Period
2024-01-01 to 2024-12-31

Christians Against Poverty America, founded in 2019, is a small nonprofit in the Religion sector that reported $351K in total revenue in fiscal year 2024.

Mission

Christians Against Poverty America exists to equip the church, to serve the poor, and to see the lost saved, across the nation.

Program Service Accomplishments

Program 1
Expenses: $132,368 Revenue: $0

CAP Debt Help - CAP operates a network of Debt Help Centers in partnership with local churches to tackle the poverty caused by debt and financial crisis. Our certified credit counselors, along with...

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CAP Debt Help - CAP operates a network of Debt Help Centers in partnership with local churches to tackle the poverty caused by debt and financial crisis. Our certified credit counselors, along with the love and care of the local church, improve our clients financial situations resulting in life changing transformation. Debt is a huge burden on the most needy in society caught in the trap of rising living costs and low income. A church based worker meets with clients in the local community and offers support via home-based visits. We offer emergency aid, budget advice and plans to become debt free all completely free of charge. We believe in a whole life approach and helping with more than just financial concerns. We also work to address the wider emotional, spiritual and mental issues that our clients face. Where people are interested in matters of faith, our church workers are encouraged to sensitively help clients to explore the Christian faith.

Program 2
Expenses: $66,058 Revenue: $0

CAP Money - The CAP Money Course is a simple 3-week money management program, run by local churches, that gives the most needy the opportunity to learn skills that have a lasting impact on their...

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CAP Money - The CAP Money Course is a simple 3-week money management program, run by local churches, that gives the most needy the opportunity to learn skills that have a lasting impact on their finances. Where other courses deal with advanced material such as investing, retirement and house buying the CAP Money course focuses on the bedrock of building a budget. We offer one to one coaching and simplified material to ensure each person leaves with a livable budget and a system to make it work preventing future poverty caused by poor money skills. We believe in a whole life approach and helping with more than just financial concerns. We also work to address the wider emotional, spiritual and mental issues that our clients face. Where people are interested in matters of faith, our church workers are encouraged to sensitively help clients to explore the Christian faith.

Program 3
Expenses: $71,673 Revenue: $0

Raising Awareness - At CAP we understand that poverty may not look the way that many Americans think it does. Food banks, shelters, soup kitchens and homeless shelters are all incredibly important...

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Raising Awareness - At CAP we understand that poverty may not look the way that many Americans think it does. Food banks, shelters, soup kitchens and homeless shelters are all incredibly important but our focus is to break the cycle of systemic poverty here in the US. The poverty caused by debt is not widely understood with many believing it is caused by overspending and consumerism and we work to help people understand the causes of poverty and its effects. We do this through our program of webinars, in person seminars, church talks, one to one meetings, and by engaging with other community initiatives with like minded nonprofits. We also distribute literature and in particular our book, Nevertheless, free of charge, which details our founders struggles and overcoming his personal debt.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $351,348
Program Service Revenue $0
Investment Income $0
Other Revenue $38
TOTAL REVENUE $351,386

Expense Breakdown

Grants Paid $0
Salaries & Benefits $246,678
Fundraising Expenses $49,064
Program Expenses $270,099
Other Expenses $97,414
TOTAL EXPENSES $344,092

Year-over-Year Comparison

2024 2023 Change
Revenue $351,386 $328,423 +0.1%
Expenses $344,092 $314,698 +0.1%
Net Income $7,294 $13,725 -0.5%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
6
Independent Members
6
Employees
4
Volunteers
100

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
2
$0
Total Directors
6
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Kevin Palau Chairman 1.00
Officer Director
$0 $0 $0
Brady Boyd Secretary 1.00
Officer Director
$0 $0 $0
John Kirkby Director 1.00
Director
$0 $0 $0
Joshua Shi Director 1.00
Director
$0 $0 $0
Kim Huffman Director 1.00
Director
$0 $0 $0
Dan Godoy Director 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $351,386 $344,092 $108,032 $7,294
2023 $328,423 $314,698 $99,895 $13,725
2022 $315,174 $330,479 $86,164 $-15,305
2021 $373,943 $358,590 $101,511 $15,353
2020 $293,710 $326,251 $123,270 $-32,541
2019 $330,144 $211,487 $122,545 $118,657
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