BENSENVILLE WOOD DALE FOOD PANTRY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2019

Legal Domicile

Principal Officer

Rick Kambic

Phone

6307665940

Tax Period

2025-01-01 to 2025-12-31

BENSENVILLE WOOD DALE FOOD PANTRY, founded in 2019, is a community nonprofit in the Food, Agriculture & Nutrition sector that reported $1.0M in total revenue in fiscal year 2025. Revenue grew 10% year-over-year, indicating healthy expansion. Expenses of $998K left a modest 4% surplus.

Mission

Providing solutions to food insecurity in northeast Illinois by operating food distribution programs, by providing counseling and support services to families facing food insecurity, and by financially supporting other organizations that operate solely for charitable purposes.

Program Service Accomplishments

Program 1

Expenses: $973,656 Revenue: $1,040,452

The Corporation collected and distributed food, typically about 42,000 pounds per month.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $1,040,444

Program Service Revenue $0

Investment Income $8

Other Revenue $0

TOTAL REVENUE $1,040,452

Expense Breakdown

Grants Paid $913,434

Salaries & Benefits $0

Fundraising Expenses $356

Program Expenses $973,656

Other Expenses $84,188

TOTAL EXPENSES $997,622

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,040,452	$946,679	+0.1%
Expenses	$997,622	$845,041	+0.2%
Net Income	$42,830	$101,638	-0.6%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Rick Kambic	President and Director	4	Officer Director	$0	$0	$0
Debbie Lechman	Pantry Operations Manager and Director	20	Officer Director	$0	$0	$0
Lara Schwarz	Vice President and Director	2.00	Officer Director	$0	$0	$0
Sylvia Gomez	Treasurer (began 12/15/2025) and Director	3	Officer Director	$0	$0	$0
Paul Novack	Treasurer and Director	1	Officer Director	$0	$0	$0
Kurtis Pozsgay	Secretary and Director	2	Officer Director	$0	$0	$0
Jackie Middleton	Director	4	Director	$0	$0	$0
Rev Greg Sabetta	Director	1	Director	$0	$0	$0
Katie Thomas	Director	1	Director	$0	$0	$0
Linda Zillner	Director	2	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,040,452	$997,622	$490,851	$42,830
2024	$946,679	$845,041	$446,036	$101,638
2023	$959,318	$960,713	$340,606	$-1,395
2022	$1,006,327	$932,453	$335,770	$73,874
2021	$1,074,833	$1,025,405	$241,024	$49,428
2020	$951,592	$850,189	$191,596	$101,403
2019	$476,474	$386,281	$90,193	$90,193