SIN FINAL PARA CRISTO INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2023

Legal Domicile

Principal Officer

CARLOS M ORTIZ

Phone

8564084708

Tax Period

2025-01-01 to 2025-12-31

SIN FINAL PARA CRISTO INC, founded in 2023, is a micro nonprofit that reported $36K in total revenue in fiscal year 2025.

Mission

Our vision is to instruct believers with the word of God. Prepare the believer for all good works. Commission the believer out into the community to evangelize. To reach the world with the truth of the gospel and the love of God.

Program Service Accomplishments

Program 1

Expenses: $36,408

CHURCH SERVICES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $36,408

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $36,408

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $36,408

Other Expenses $36,408

TOTAL EXPENSES $36,408

Year-over-Year Comparison

	2025	2024	Change
Revenue	$36,408	$35,301	+0.0%
Expenses	$36,408	$35,301	+0.0%
Net Income	$0	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CARLOS ORTIZ	PRESIDENT	18	Officer Director	$0	$0	$0
GABRIEL F BEJARANO	TREASURER	18	Officer	$0	$0	$0
RUTH VAZQUEZ	SECRETARY	18	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$36,408	$36,408	$232,135	No data
2024	$35,301	$35,301	$239,701	No data
2023	$28,247	$28,247	$252,925	No data