BENEFITSMN (EIN 831850611) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2020

Legal Domicile

Principal Officer

AMANDA GOLLY

Phone

6516421904

Tax Period

2024-01-01 to 2024-12-31

BENEFITSMN, founded in 2020, is a mid-sized nonprofit in the Mutual Benefit sector that reported $15.3M in total revenue in fiscal year 2024. Revenue surged 26% from the prior year, signaling strong growth momentum.

Mission

PROVIDE HEALTH BENEFITS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $15,325,119

Investment Income $0

Other Revenue $0

TOTAL REVENUE $15,325,119

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $251,230

TOTAL EXPENSES $15,285,199

Year-over-Year Comparison

	2024	2023	Change
Revenue	$15,325,119	$12,172,365	+0.3%
Expenses	$15,285,199	$12,162,611	+0.3%
Net Income	$39,920	$9,754	+3.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$838,770

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEVE LEPINSKI	TRUSTEE	1.00	Officer Director	$0	$0	$0
AMANDA WAARANIEMI GOLLY	TRUSTEE	1.00	Officer Director	$0	$0	$0
LAURA MORTENSON	TRUSTEE	1.00	Director	$0	$0	$0
RACHEL WALSTAD	TRUSTEE	1.00	Director	$0	$3,245	$113,901
BETH CHALMERS	TRUSTEE	1.00	Director	$0	$5,150	$168,610
KARI AANESTAD	TRUSTEE	1.00	Director	$0	$8,300	$127,642
KARLA SCHILLER	TRUSTEE	1.00	Director	$0	$8,300	$176,900
LISA KOPISCHKE	TRUSTEE	1.00	Director	$0	$21,451	$98,409
DOUG ROSENBERG	TRUSTEE	1.00	Director	$0	$28,052	$153,308

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$15,325,119	$15,285,199	$82,451	$39,920
2023	$12,172,365	$12,162,611	$76,352	$9,754
2022	$8,448,224	$8,435,654	$90,759	$12,570
2021	$5,877,036	$5,974,082	$39,395	$-97,046
2020	$2,902,760	$2,791,433	$138,831	$111,327

BENEFITSMN