OUR FRONT PORCH

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Principal Officer

HEATHER KORTH

Phone

7205938606

Tax Period

2024-01-01 to 2024-12-31

OUR FRONT PORCH is a small nonprofit in the Housing & Shelter sector that reported $401K in total revenue in fiscal year 2024. Revenue surged 69% from the prior year, signaling strong growth momentum. The organization ran a surplus of $120K, a strong 30% operating margin.

Mission

WE HELP COLORADO HOME FIRE SURVIVORS NAVIGATE THE UPS AND DOWNS OF THE RECOVERY JOURNEY SO THEY DON'T HAVE TO GO IT ALONE.

Program Service Accomplishments

Program 1

Expenses: $69,520

SPENT 37,678 OF GRANT IN 2024 ON GRANT WRITER FEES AND ADMIN COST TO MANAGE GRANT WRITER, REVIEW THEIR WORK AND MEET WITH FOUNDATIONS. BALANCE OF GRANT, 31,842 IS BEING USED IN 2025 TO PAY FOR A...

SPENT 37,678 OF GRANT IN 2024 ON GRANT WRITER FEES AND ADMIN COST TO MANAGE GRANT WRITER, REVIEW THEIR WORK AND MEET WITH FOUNDATIONS. BALANCE OF GRANT, 31,842 IS BEING USED IN 2025 TO PAY FOR A MARKETING CONSULTANT AND COVER ADMIN COST TO MANAGE THE CONSULTANTS, REVIEW THEIR WORK, AND MEET WITH POTENTIAL FUNDERS.

Program 2

Expenses: $10,000

AWARDED 10,000 FOR DISASTER CASE MANAGEMENT PROGRAM THAT PROVIDED HOUSING NAVIGATION, LANDLORD ASSISTANCE, INSURANCE SUPPORT, ESSENTIAL ITEMS PROVISIONS, AND REFERRALS FOR FOOD, CLOTHING AND...

AWARDED 10,000 FOR DISASTER CASE MANAGEMENT PROGRAM THAT PROVIDED HOUSING NAVIGATION, LANDLORD ASSISTANCE, INSURANCE SUPPORT, ESSENTIAL ITEMS PROVISIONS, AND REFERRALS FOR FOOD, CLOTHING AND HOUSEHOLD ITEMS.

Program 3

Expenses: $1,000

AWARDED TWO 500 GRANTS FROM TWO DIFFERENCT STORES THAT WERE USED TO BUY UNDERWEAR AND BRAS TO DISTRIBUTE TO DISASTER SURVIVIORS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $254,148

Program Service Revenue $7,829

Investment Income $137,756

Other Revenue $998

TOTAL REVENUE $400,731

Expense Breakdown

Grants Paid $0

Salaries & Benefits $215,048

Fundraising Expenses $1,037

Program Expenses $237,978

Other Expenses $65,282

TOTAL EXPENSES $280,330

Year-over-Year Comparison

	2024	2023	Change
Revenue	$400,731	$236,940	+0.7%
Expenses	$280,330	$236,435	+0.2%
Net Income	$120,401	$505	+237.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$79,625

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARGARET BABYAK	CEO	40.00	Officer	$79,625	$0	$79,625
HEATHER KORTH	COO	40.00	Officer	$0	$0	$0
RAISSA SHAFER	TREASURER	1.00	Officer	$0	$0	$0
ERIN SCHILL	PRESIDENT	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$400,731	$280,330	$203,276	$120,401
2023	$236,940	$236,435	$83,184	$505
2020	$246,416	$181,240	$92,698	$65,176