Charity Mutual (EIN 831900549) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2018

Legal Domicile

Principal Officer

David Barach

Phone

2069490025

Tax Period

2023-01-01 to 2023-12-31

Charity Mutual, founded in 2018, is a small nonprofit in the Public & Societal Benefit sector that reported $246K in total revenue in fiscal year 2023.

Mission

Fundraising public donations for grantmaking

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $245,789

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $245,789

Expense Breakdown

Grants Paid $236,725

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $236,725

Other Expenses $6,179

TOTAL EXPENSES $242,904

Year-over-Year Comparison

	2023	2022	Change
Revenue	$245,789	N/A	N/A
Expenses	$242,904	N/A	N/A
Net Income	$2,885	$0	N/A

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
David Barach	President	1	Officer Director	$0	$0	$0
Debbie Snyder	Secretary	0.25	Officer Director	$0	$0	$0
Mark Pegano	Treasurer	0.25	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	$245,789	$242,904	$6,725	$2,885

Charity Mutual