CHIARA HOUSING AND SERVICES INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2018

Legal Domicile

Principal Officer

Glen Choban

Phone

2627981224

Tax Period

2025-01-01 to 2025-12-31

CHIARA HOUSING AND SERVICES INC, founded in 2018, is a mid-sized nonprofit in the Housing & Shelter sector that reported $55.6M in total revenue in fiscal year 2025. Revenue surged 1394% from the prior year, signaling strong growth momentum.

Mission

The mission of Chiara Housing & Services is to provide affordable housing and care to at risk populations mainly targeted to those experiencing the aging process

Program Service Accomplishments

Program 1

Expenses: $49,814,122 Revenue: $54,397,763

Provide senior housing & care services

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $54,397,763

Investment Income $1,186,333

Other Revenue $0

TOTAL REVENUE $55,584,096

Expense Breakdown

Grants Paid $0

Salaries & Benefits $15,922,718

Fundraising Expenses $0

Program Expenses $49,814,122

Other Expenses $42,272,089

TOTAL EXPENSES $58,194,807

Year-over-Year Comparison

	2025	2024	Change
Revenue	$55,584,096	$3,720,167	+13.9%
Expenses	$58,194,807	$4,051,999	+13.4%
Net Income	$-2,610,711	$-331,832	+6.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Russell McMinn	Treasurer/Director	5.00	Officer Director	$0	$0	$0
Glen Choban	President/Director	5.00	Officer Director	$0	$0	$0
RIcardo Diaz	Director	5.00	Director	$0	$0	$0
Jerry Neary	Director	5.00	Director	$0	$0	$0
Fr Timothy Kitzke	Director	5.00	Director	$0	$0	$0
Marianne Raymonds	Director	5.00	Director	$0	$0	$0
John Yentz	Director	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$55,584,096	$58,194,807	$382,456,713	$-2,610,711
2024	$3,720,167	$4,051,999	$294,706,267	$-331,832