ST PETERSBURG, FL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)CATALYST COMMUNITY CAPITAL INC, founded in 2018, is a small nonprofit in the Community Improvement sector that reported $196K in total revenue in fiscal year 2023. Revenue fell 76% from the prior year — a significant decline worth monitoring. Expenses of $249K exceeded revenue, resulting in a 27% operating deficit.
CATALYST SUPPORTS ECONOMIC GROWTH AND REVITALIZES LOW-INCOME COMMUNITIES BY INCREASING THE FLOW OF CAPITAL TO SMALL BUSINESSES AND MISSION-DRIVEN DEVELOPERS AND ORGANIZATIONS.
LENDING: CATALYST PROVIDES REAL ESTATE ACQUISITION & CONSTRUCTION LOANS, SMALL BUSINESS AND MICROENTERPRISE LOANS, WORKING CAPITAL, TERM LOANS, AND BRIDGE LOANS TO ENSURE ITS BORROWERS HAVE THE...
LENDING: CATALYST PROVIDES REAL ESTATE ACQUISITION & CONSTRUCTION LOANS, SMALL BUSINESS AND MICROENTERPRISE LOANS, WORKING CAPITAL, TERM LOANS, AND BRIDGE LOANS TO ENSURE ITS BORROWERS HAVE THE RESOURCES NEEDED TO GROW THEIR BUSINESSES TO SUPPORT JOB CREATION / RETENTION AND INCREASED WAGES FOR RESIDENTS, EXPAND THE AVAILABILITY OF AFFORDABLE HOUSING, AND CREATE MUCH NEEDED COMMUNITY FACILITIES TO SERVE LOW-INCOME HOUSEHOLDS.
MICROENTERPRISE LOANS: CATALYST PARTNERS WITH LOCAL GOVERNMENT AGENCIES AND MUNICIPALITIES TO CREATE, DEVELOP, AND MANAGE VARIOUS FUNDING AND TECHNICAL ASSISTANCE PROGRAMS TO ADVANCE COMMUNITY AND...
MICROENTERPRISE LOANS: CATALYST PARTNERS WITH LOCAL GOVERNMENT AGENCIES AND MUNICIPALITIES TO CREATE, DEVELOP, AND MANAGE VARIOUS FUNDING AND TECHNICAL ASSISTANCE PROGRAMS TO ADVANCE COMMUNITY AND ECONOMIC DEVELOPMENT GOALS. CATALYSTS PROACTIVELY EDUCATES THESE ENTITIES ON THE NEEDS OF ITS COMMUNITIES AND THE FINANCIAL RESOURCES AVAILABLE TO THEM TO FULFILL THESE NEEDS. IN CONJUNCTION WITH AGENCY STAFF MEMBERS AND ELECTED OFFICIALS, CATALYST CREATES SUSTAINABLE LOAN PROGRAMS THAT EFFICIENTLY DELIVER FUNDING WHILE SIMULTANEOUSLY ENSURING SUSTAINABILITY OF THE PROGRAM TO MAXIMIZE ITS IMPACT.
TECHNICAL ASSISTANCE AND MINORITY TRAINING: CATALYST'S TECHNICAL ASSISTANCE PLATFORM INCLUDES ITS MINORITY DEVELOPER MENTORSHIP & TRAINING PROGRAM ("MDMT"). THE PURPOSE OF MDMT IS TO EDUCATE MINORITY...
TECHNICAL ASSISTANCE AND MINORITY TRAINING: CATALYST'S TECHNICAL ASSISTANCE PLATFORM INCLUDES ITS MINORITY DEVELOPER MENTORSHIP & TRAINING PROGRAM ("MDMT"). THE PURPOSE OF MDMT IS TO EDUCATE MINORITY DEVELOPERS ON THE COMPREHENSIVE PROCESS OF REAL ESTATE DEVELOPMENT, INCLUDING SITE SELECTION, ZONING & PERMITTING, DESIGN, CONSTRUCTION MANAGEMENT AND FINANCIAL FORECASTING, HELPING TO BUILD CAPACITY FOR LOCAL MINORITY DEVELOPERS TO MEET THE NEED AND DEMAND FOR AFFORDABLE HOUSING IN THE TARGET MARKET. THE PROGRAM INCLUDES ONE-ON-ONE MEETINGS, BI-WEEKLY GROUP TRAININGS, AND NETWORKING EVENTS WITH LOCAL REAL ESTATE PROFESSIONALS. WHILE ALL MINORITY DEVELOPERS ARE WELCOME TO PARTICIPATE WHETHER OR NOT THEY ARE INTERESTED IN CATALYST'S FINANCING, MANY MDMT PARTICIPANTS DO BECOME BORROWERS FOR CATALYST'S AFFORDABLE HOUSING LOAN PROGRAM. ALONG WITH MDMT, CATALYST PROVIDES TECHNICAL ASSISTANCE THROUGH VARIOUS WORKSHOPS, INCLUDING AFFORDABLE HOUSING DEVELOPMENT COUNSELING SERVICES, THE SMALL BUSINESS SURVIVE & THRIVE SERIES, AND THE ECONOMIC DEVELOPMENT AND CAPACITY BUILDING WORKSHOP, WHICH ARE DISCUSSED IN MORE DETAIL IN THE DEVELOPMENT SERVICES SECTION BELOW.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $195,564 | $805,577 | -0.8% |
| Expenses | $249,065 | $649,206 | -0.6% |
| Net Income | $-53,501 | $156,371 | -1.3% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| JOSEPH BONORA | CEO / BOARD MEMBER | 20.0 |
Officer
Director
|
$11,002 | $0 | $11,002 |
| MICHAEL MAGUIRE | COO / CHAIRMAN | 30.0 |
Officer
Director
|
$31,314 | $0 | $31,314 |
| BRYAN SIMMERING | BOARD MEMBER | 2.0 |
Director
|
$0 | $0 | $0 |
| CHRISTIN COLLINS | BOARD MEMBER | 2.0 |
Director
|
$0 | $0 | $0 |
| MARK STROUD | BOARD MEMBER | 2.0 |
Director
|
$0 | $0 | $0 |
| RICHARD FREUND | BOARD MEMBER | 2.0 |
Director
|
$0 | $0 | $0 |
| TESSA LESAGE | BOARD MEMBER | 2.0 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2023 | $195,564 | $249,065 | $68,818 | $-53,501 |
| 2022 | $805,577 | $649,206 | $654,688 | $156,371 |
| 2021 | $693,403 | $668,084 | $6,039,917 | $25,319 |
| 2020 | $921,269 | $677,978 | $6,050,628 | $243,291 |
| 2019 | $334,007 | $890,410 | $6,424,014 | $-556,403 |
Compare CATALYST COMMUNITY CAPITAL INC with other nonprofits in Florida and across the country.