SEMICHAT CHAVER PROGRAM

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2019

Legal Domicile

Principal Officer

ELYADA GOLDWICHT

Phone

9177150837

Tax Period

2024-01-01 to 2024-12-31

SEMICHAT CHAVER PROGRAM, founded in 2019, is a small nonprofit in the Religion sector that reported $462K in total revenue in fiscal year 2024. Revenue surged 20% from the prior year, signaling strong growth momentum. The organization ran a surplus of $155K, a strong 33% operating margin.

Mission

THE SEMICHAT CHAVER PROGRAM ("SCP") TRAINS AND PROVIDES RABBIS WITH AN ORGANIZED CURRICULUM IN JEWISH THOUGHT AND LAW. THE RABBIS USE THE CURRICULUM AND THEIR TRAINING TO ESTABLISH AND TEACH LEARNING SESSIONS IN THEIR RESPECTIVE COMMUNITIES. THE CURRICULUM INCLUDES OLD JEWISH TEXTS, NEW CONTEMPORARY WRITINGS, VIDEOS AND MULTIMEDIA PRESENTATIONS.

Program Service Accomplishments

Program 1

Expenses: $234,338 Revenue: $240,000

CURRICULUM AND TRAINING TO ESTABLISH AND TEACH LEARNING SESSIONS IN THEIR RESPECTIVE COMMUNITIES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $462,358

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $462,358

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $234,338

Other Expenses $307,665

TOTAL EXPENSES $307,665

Year-over-Year Comparison

	2024	2023	Change
Revenue	$462,358	$384,249	+0.2%
Expenses	$307,665	$215,400	+0.4%
Net Income	$154,693	$168,849	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RABBI ELYADA GOLDWICHT	CEO/ PRESIDENT	35.00	Officer Director	$0	$0	$0
JON STEFANSKY	VICE CEO	0.00	Director	$0	$0	$0
STEVEN ADELSBERG	CHAIRMAN	0.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$462,358	$307,665	$688,963	$154,693
2023	$384,249	$215,400	$534,270	$168,849
2022	$474,170	$426,758	$365,421	$47,412
2021	$486,127	$265,803	$318,009	$220,324