GIVECARD INC (EIN 832730218) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2018

Legal Domicile

Principal Officer

Diksha Thach

Phone

8578691678

Tax Period

2024-01-01 to 2024-12-31

GIVECARD INC, founded in 2018, is a micro nonprofit in the Human Services sector that reported $13K in total revenue in fiscal year 2024. Revenue fell 88% from the prior year — a significant decline worth monitoring. Net assets of $27K represent 26 months of operating reserves.

Mission

Providing specialized debit cards, digital donation systems and revolutionary financial planning to people facing homelessness.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $12,520

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $12,520

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $12,400

Other Expenses $12,524

TOTAL EXPENSES $12,524

Year-over-Year Comparison

	2024	2023	Change
Revenue	$12,520	$105,755	-0.9%
Expenses	$12,524	$104,786	-0.9%
Net Income	$-4	$969	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Gamamada Perera	President, Treasurer	1	Director	$0	$0	$0
Diksha Thach	Vice President	1	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$12,520	$12,524	$27,419	$-4
2023	$105,755	$104,786	$27,423	$969
2022	$268,176	$259,010	$26,454	$9,166

GIVECARD INC