CDFI FRIENDLY BLOOMINGTON INC

EIN: 833678930 501(c)(3) Community Improvement

BLOOMINGTON, IN

Total Revenue
$473,448
Total Expenses
$433,601
Total Assets
$2,301,458
Net Assets
$2,244,662
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2018
Legal Domicile
IN
Principal Officer
JOHN ZODY
Phone
8123209003
Tax Period
2024-01-01 to 2024-12-31

CDFI FRIENDLY BLOOMINGTON INC, founded in 2018, is a small nonprofit in the Community Improvement sector that reported $473K in total revenue in fiscal year 2024. Revenue surged 278% from the prior year, signaling strong growth momentum. Expenses of $434K left a modest 8% surplus.

Mission

THE ORGANIZATIONS PURPOSE IS TO STRENGTHEN THE COMMUNITIES OF BLOOMINGTON, MONROE COUNTY AND THE NEIGHBORING REGIONS OF SOUTH CENTRAL INDIANA, AND IMPROVE THE ECONOMIC CONDITIONS OF ITS LOWER INCOME RESIDENTS, BY ASSISTING COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS AND OTHER ORGANIZATIONS TO PROVIDE LOW-COST, ACCESSIBLE, FLEXIBLE, AFFORDABLE FINANCING FOR HOUSING, JOB DEVELOPMENT, CHARITABLE AND EDUCATIONAL SERVICES AND OTHER COMMUNITY PROJECTS.

Program Service Accomplishments

Program 1
Expenses: $341,345

DURING 2024, THE ORGANIZATION BEGAN PROJECT ASSSESSMENTS FOR ITS EPA BROWNFIELD ASSESSMENT GRANT THAT, DUE TO DEMAND FOR ASSSESSMENTS, RESULTED IN SPENDING DOWN 38% OF THE GRANT IN THE FIRST YEAR OF...

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DURING 2024, THE ORGANIZATION BEGAN PROJECT ASSSESSMENTS FOR ITS EPA BROWNFIELD ASSESSMENT GRANT THAT, DUE TO DEMAND FOR ASSSESSMENTS, RESULTED IN SPENDING DOWN 38% OF THE GRANT IN THE FIRST YEAR OF THIS FOUR-YEAR GRANT. CDFI FRIENDLY ALSO COMPLETED A STRATEGIC PLANNING PROCESS TO FOUCUS ON AFFORDABLE HOUSING, SMALL BUSINESS AND CHILD CARE, AND ALSO SUBMITTED ITS APPLICATION TO THE US TREASURY CDFI FUND TO BECOME A CERTIFIED COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI). THIS APPLICATION WAS APPROVED IN APRIL 2025. WORK IN 2024 WAS ALSO CONTINUED IN THE AREA OF AFFORDABLE HOUSING THROUGH COLLABORATIONS WITH TWO CDFIS TO CREATE AND PRESERVE 13 UNITS OF AFFORDABLE HOUSING. TO END THE YEAR, WE WERE INFORMED THE ORGANIZATION WAS AWARDED A MUTLI-YEAR, $300,000 TECHNICAL ASSISTANCE (TA) GRANT FROM THE US TREASURY CDFI FUND.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $390,137
Program Service Revenue $11,770
Investment Income $71,541
Other Revenue $0
TOTAL REVENUE $473,448

Expense Breakdown

Grants Paid $0
Salaries & Benefits $121,392
Fundraising Expenses $6,070
Program Expenses $341,345
Other Expenses $312,209
TOTAL EXPENSES $433,601

Year-over-Year Comparison

2024 2023 Change
Revenue $473,448 $125,286 +2.8%
Expenses $433,601 $194,100 +1.2%
Net Income $39,847 $-68,814 -1.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Liquidity & Cash Position

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Governance

Voting Members
7
Independent Members
7
Employees
1
Volunteers
7

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$106,154
Total Directors
7
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
CHRIS COCKERHAM DIRECTOR 0.50
Director
$0 $0 $0
DAVID MILLER DIRECTOR 0.50
Director
$0 $0 $0
JONAS CHANG DIRECTOR 0.50
Director
$0 $0 $0
ILENE SCHAEFFER DIRECTOR 0.50
Director
$0 $0 $0
TINA PETERSON PRESIDENT 2.00
Officer Director
$0 $0 $0
HEATHER ROBINSON SECRETARY 0.50
Officer Director
$0 $0 $0
SCOTT SHISHMAN TREASURER 1.00
Officer Director
$0 $0 $0
JOHN ZODY EXECUTIVE DIRECTOR 40.00
Officer
$106,154 $0 $106,154
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $473,448 $433,601 $2,301,458 $39,847
2023 $125,286 $194,100 $2,210,563 $-68,814
2022 $186,607 $122,875 $2,273,620 $63,732
2021 $261,921 $198,615 $2,104,258 $63,306
2020 $1,081,365 $111,848 $2,164,327 $969,517
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