FOR ALL AGES INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2019

Legal Domicile

Principal Officer

Deb Bibbins

Phone

8608998867

Tax Period

2025-01-01 to 2025-12-31

FOR ALL AGES INC, founded in 2019, is a small nonprofit in the Human Services sector that reported $141K in total revenue in fiscal year 2025.

Mission

Empowering people to build real connections that transform health and life outcomes. Through our volunteer-powered intergenerational and peer-to-peer connection programs, educational workshops, and community events, we give people the tools, opportunities, and support to build lasting connections in their everyday lives.

Program Service Accomplishments

Program 1

Expenses: $124,609 Revenue: $2,350

Programs provided 3,370 hours of virtual and in-person intergenerational and peer-to-peer connection and social health education to nearly 2,000 of people of all ages, reducing loneliness and...

Programs provided 3,370 hours of virtual and in-person intergenerational and peer-to-peer connection and social health education to nearly 2,000 of people of all ages, reducing loneliness and isolation and improving mental, physical, and social health. Collaborations with other organizations are underway to improve social connectivity for people of all ages.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $138,638

Program Service Revenue $2,350

Investment Income $237

Other Revenue $0

TOTAL REVENUE $141,225

Expense Breakdown

Grants Paid $0

Salaries & Benefits $130,525

Fundraising Expenses $12,492

Program Expenses $124,609

Other Expenses $17,854

TOTAL EXPENSES $148,379

Year-over-Year Comparison

	2025	2024	Change
Revenue	$141,225	$133,882	+0.1%
Expenses	$148,379	$118,943	+0.2%
Net Income	$-7,154	$14,939	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

165

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$87,992

Key Employees

$107,392

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Deborah Bibbins	Director and CEO	32	Director Key Emp Highest	$87,992	$0	$87,992
Gary Sekorski	COO	10	Key Emp	$19,400	$0	$19,400
Natalie Carpenter	Chair	1	Officer Director	$0	$0	$0
Elizabeth Dreier	Vice Chair	1	Officer Director	$0	$0	$0
Justin Moulton	Director & Treasurer	0.5	Officer Director	$0	$0	$0
Christine Frederick	Director & Secretary	0.5	Officer Director	$0	$0	$0
Smita Baradia	Director	0.5	Director	$0	$0	$0
Pasquale Cannata	Director	0.5	Director	$0	$0	$0
Amy Fontaine	Director	0.5	Director	$0	$0	$0
Ebony Langston	Director	0.5	Director	$0	$0	$0
Liz Marquis	Director	0.5	Director	$0	$0	$0
Sam Tapper	Director	0.5	Director	$0	$0	$0
Susan Poudrier	Director	0.5	Director	$0	$0	$0
Stefan Riedling	Director	0.5	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$141,225	$148,379	$82,933	$-7,154
2024	$133,882	$118,943	$90,087	$14,939
2023	$117,990	$89,971	$75,148	$28,019
2022	$77,684	$63,438	$47,129	$14,246