ARRAY OF HOPE RAMOS MINISTRIES (EIN 834721393) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2019

Legal Domicile

Principal Officer

JOSE M RAMOS

Phone

4232930130

Tax Period

2021-01-01 to 2021-12-31

ARRAY OF HOPE RAMOS MINISTRIES, founded in 2019, is a micro nonprofit in the Religion sector that reported $89K in total revenue in fiscal year 2021. The organization ran a surplus of $37K, a strong 41% operating margin.

Mission

The primary purpose of the organization is to be a multidimensional ministry winning souls for Christ through teaching serving and examp

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $88,965

Program Service Revenue $0

Investment Income $240

Other Revenue $0

TOTAL REVENUE $89,205

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $52,461

Other Expenses $52,642

TOTAL EXPENSES $52,642

Year-over-Year Comparison

	2021	2020	Change
Revenue	$89,205	N/A	N/A
Expenses	$52,642	N/A	N/A
Net Income	$36,563	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOSE M RAMOS	PRESIDENT	30.00	Officer	$0	$0	$0
DONNA M RAMOS	VICE PRESIDENTSECRETA	40.00	Officer	$0	$0	$0
KATHLEEN J MAYSILLES	SECRETARYTREASURER	6.000	Officer	$0	$0	$0
LARRY MAYSILLES	DIRECTOR	6.000	Officer	$0	$0	$0
PATSY DURAND	DIRECTOR	25.00	Officer	$0	$0	$0
DAVID KINGKINER	DIRECTOR	5.000	Officer	$0	$0	$0
MAUREEN FALARDEAU	DIRECTOR	25.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$89,205	$52,642	$146,048	$36,563

ARRAY OF HOPE RAMOS MINISTRIES