GRAND JUNCTION AREA CHAMBER OF COMMERCE (EIN 840215575) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1915

Legal Domicile

Principal Officer

CANDACE CARNAHAN

Phone

9702423214

Tax Period

2023-01-01 to 2023-12-31

GRAND JUNCTION AREA CHAMBER OF COMMERCE, founded in 1915, is a community nonprofit that reported $1.1M in total revenue in fiscal year 2023.

Mission

THE GRAND JUNCTION AREA CHAMBER OF COMMERCE WILL REPRESENT BUSINESS AND PROMOTE A VISION FOR ECONOMIC GROWTH.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $506,365

Program Service Revenue $504,613

Investment Income $8,572

Other Revenue $43,447

TOTAL REVENUE $1,062,997

Expense Breakdown

Grants Paid $0

Salaries & Benefits $460,120

Fundraising Expenses $0

Other Expenses $599,918

TOTAL EXPENSES $1,060,038

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,062,997	$1,079,870	0.0%
Expenses	$1,060,038	$1,097,502	0.0%
Net Income	$2,959	$-17,632	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

200

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$132,200

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KELLY JOHNSTON	TREASURER/SECRETARY	2.00	Officer Director	$0	$0	$0
ANDREW GOLIKE	CHAIR-ELECT	5.00	Officer Director	$0	$0	$0
IVAN D GEER	CHAIR	2.00	Officer Director	$0	$0	$0
BRYAN JOHNSON	DIRECTOR	2.00	Director	$0	$0	$0
JENNIFER LANDINI	DIRECTOR	2.00	Director	$0	$0	$0
CHRISTI REECE	DIRECTOR	2.00	Director	$0	$0	$0
JOHN MARSHALL	DIRECTOR	2.00	Director	$0	$0	$0
BRADLEY D MCCLOUD	DIRECTOR	2.00	Director	$0	$0	$0
DAVID SCANGA	DIRECTOR	2.00	Director	$0	$0	$0
SANDRA WECKERLY	DIRECTOR	2.00	Director	$0	$0	$0
SANDRA ZOLDOWSKI	DIRECTOR	2.00	Director	$0	$0	$0
ED KREY	DIRECTOR	2.00	Director	$0	$0	$0
FRANK LINDEMANN	DIRECTOR	2.00	Director	$0	$0	$0
STUART HALL	DIRECTOR	2.00	Director	$0	$0	$0
PATRICK O'LEARY	DIRECTOR	2.00	Director	$0	$0	$0
MICHAEL SANTO	DIRECTOR	2.00	Director	$0	$0	$0
KATHY CANTU	DIRECTOR	2.00	Director	$0	$0	$0
DOMINIC JONES	DIRECTOR	2.00	Director	$0	$0	$0
SAM MEYER	DIRECTOR	2.00	Director	$0	$0	$0
EVAN WALTON	DIRECTOR	2.00	Director	$0	$0	$0
CANDACE CARNAHAN	PRESIDENT & CEO	40.00	Officer	$121,476	$10,724	$132,200

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$1,062,997	$1,060,038	$1,806,145	$2,959
2022	$1,079,870	$1,097,502	$1,858,432	$-17,632
2021	$908,448	$790,402	$1,809,970	$118,046
2020	$917,087	$841,516	$1,699,725	$75,571
2019	$840,724	$850,968	$1,709,604	$-10,244
2018	$749,355	$723,707	$1,664,549	$25,648

GRAND JUNCTION AREA CHAMBER OF COMMERCE