GREATER PUEBLO CHAMBER OF COMMERCE (EIN 840296940) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1910

Legal Domicile

Phone

7195421704

Tax Period

2024-01-01 to 2024-12-31

GREATER PUEBLO CHAMBER OF COMMERCE, founded in 1910, is a community nonprofit that reported $2.5M in total revenue in fiscal year 2024. Expenses of $2.3M left a modest 6% surplus.

Mission

The Greater Pueblo Chamber of Commerce is dedicated to improving quality of life and promoting Pueblo as a great place to live, visit and conduct business.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,390,843

Program Service Revenue $1,112,655

Investment Income $7,059

Other Revenue $-4,708

TOTAL REVENUE $2,505,849

Expense Breakdown

Grants Paid $0

Salaries & Benefits $759,381

Fundraising Expenses $0

Other Expenses $1,585,361

TOTAL EXPENSES $2,344,742

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,505,849	$2,460,926	+0.0%
Expenses	$2,344,742	$2,206,766	+0.1%
Net Income	$161,107	$254,160	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$115,331

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DUANE NAVA	Executive Dir.	40.00	Officer	$115,331	$0	$115,331
CHRISTINE VELASCO	Director	0.00	Director	$0	$0	$0
RAY SWERDFEGER	PAST CHAIRMAN	0.00	Director	$0	$0	$0
DERRICK MARTINEZ	CHAIRMAN ELECT	0.00	Director	$0	$0	$0
ASHLEY VALDEZ	Director	0.00	Director	$0	$0	$0
VICTORIA KRAGE	VICE CHAIR	0.00	Director	$0	$0	$0
JENNY SMITH	Director	0.00	Director	$0	$0	$0
BRETT VERNA	Director	0.00	Director	$0	$0	$0
DR CHATO HAZELBAKER	Director	0.00	Director	$0	$0	$0
JEFF BAILEY	Director	0.00	Director	$0	$0	$0
DENNIS CAREY	Chairman	0.00	Director	$0	$0	$0
RUSS DURY	Director	0.00	Director	$0	$0	$0
ARMANDO VALDEZ	Director	0.00	Director	$0	$0	$0
LOUIS NAZARIO	SEC / TREAS	0.00	Director	$0	$0	$0
CHRIS GALLINA	Director	0.00	Director	$0	$0	$0
LYNN CLARK	Director	0.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$2,505,849	$2,344,742	$1,243,058	$161,107
2023	$2,460,926	$2,206,766	$1,056,741	$254,160
2022	$2,289,479	$2,158,268	$859,925	$131,211
2021	$1,964,545	$1,740,683	$652,280	$223,862
2020	$1,296,738	$1,205,192	$392,734	$91,546
2019	$1,761,657	$1,633,687	$380,058	$127,970
2018	$1,566,581	$1,387,431	$392,936	$179,150

GREATER PUEBLO CHAMBER OF COMMERCE