Pikes Peak Credit Union (EIN 840409862) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1932

Legal Domicile

Phone

7194735962

Tax Period

2023-01-01 to 2023-12-31

Pikes Peak Credit Union, founded in 1932, is a community nonprofit that reported $5.3M in total revenue in fiscal year 2023. Revenue surged 46% from the prior year, signaling strong growth momentum. The organization ran a surplus of $1.0M, a strong 19% operating margin.

Mission

State Chartered Credit Union

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $4,461,975

Investment Income $856,829

Other Revenue $0

TOTAL REVENUE $5,318,804

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,576,057

Fundraising Expenses $0

Other Expenses $2,717,606

TOTAL EXPENSES $4,293,663

Year-over-Year Comparison

	2023	2022	Change
Revenue	$5,318,804	$3,647,631	+0.5%
Expenses	$4,293,663	$3,104,191	+0.4%
Net Income	$1,025,141	$543,440	+0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$303,911

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KATHY A PULLARA	Board Chairperson	1.000	Director	$0	$0	$0
AURA E PATTERSON	Board Secretary	1.000	Director	$0	$0	$0
JACK G MENARD	Board Treasurer	1.000	Director	$0	$0	$0
MICHAEL B CLIETT	Board Vice Chairperson	1.000	Director	$0	$0	$0
BRETT M RAITZ	PresidentCEO	40.00	Officer	$160,747	$7,548	$168,295
HEATHER R GAUTHIER	Vice President	40.00	Officer	$129,692	$5,924	$135,616
MARY L KILLORAN	Director	1.000	Director	$0	$0	$0
ANJOLEEN HIMES	Director	1.000	Director	$0	$0	$0
KEVIN M KIERNEY	Operations Manager	40.00	Highest	$109,550	$5,112	$114,662
SANDRA L WASHBURN	Director	1.000	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$5,318,804	$4,293,663	$116,839,788	$1,025,141
2022	$3,647,631	$3,104,191	$117,460,750	$543,440
2021	$3,542,495	$2,984,481	$117,272,021	$558,014
2020	$3,679,428	$3,545,421	$106,772,719	$134,007
2019	$4,025,461	$3,246,533	$94,667,517	$778,928
2018	$3,679,726	$2,960,870	$89,495,493	$718,856

Pikes Peak Credit Union