Granby Chamber of Commerce (EIN 840755264) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1948

Legal Domicile

Principal Officer

Jacob Morrison

Phone

9708872311

Tax Period

2023-01-01 to 2023-12-31

Mission

NON-PROFIT ORGANIZATON DEDICATED TO ADVANCING ECONOMIC WELFARE AND CIVIC PRIDE IN THE GREATEER GRANBY AREA WHILE PRESERVING ITS UNIQUE CULTURAL HERITAGE AND SENSE OF COMMUNITY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $0

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $125,497

Other Expenses $125,497

TOTAL EXPENSES $125,497

Year-over-Year Comparison

	2023	2022	Change
Revenue	N/A	$515,892	-1.0%
Expenses	$125,497	$530,144	-0.8%
Net Income	N/A	$-14,252	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JENNIFER LASPESA	PRESIDENT	2.00	Officer Director	$0	$0	$0
AMY KAPLANIS	Vice President	2.00	Officer Director	$0	$0	$0
Nicole Schaffer	Secretary	2.00	Officer Director	$0	$0	$0
Debra Brynoff	Director	2.00	Director	$0	$0	$0
Rachael Thackston	Director	2.00	Director	$0	$0	$0
Stacy Starr	Director	2.00	Director	$0	$0	$0
Jacob Morrison	Treasurer	2.00	Officer Director	$0	$0	$0
Jeffrey Sneddon	Town Liaison	2.00	Officer Director	$0	$0	$0
Brad Ray	Director	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	No data	$125,497	No data	No data
2022	$515,892	$530,144	$153,541	$-14,252

Granby Chamber of Commerce