Colorado Finishing Trades Health and Welfare (EIN 840837011) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Principal Officer

Jeremiah Fitch

Phone

3037450147

Tax Period

2024-07-01 to 2025-06-30

Colorado Finishing Trades Health and Welfare, founded in 2008, is a community nonprofit that reported $5.2M in total revenue in fiscal year 2024. Revenue decreased 14% compared to the prior year.

Mission

To provide vacation and health and welfare benefits to eligible participants.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $5,102,792

Investment Income $44,961

Other Revenue $4,473

TOTAL REVENUE $5,152,226

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,262

Fundraising Expenses $0

Other Expenses $627,951

TOTAL EXPENSES $5,614,748

Year-over-Year Comparison

	2024	2023	Change
Revenue	$5,152,226	$6,022,588	-0.1%
Expenses	$5,614,748	$5,534,479	+0.0%
Net Income	$-462,522	$488,109	-1.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Josh Kreul	Employer Trustee, Secretar	1.00	Director	$0	$0	$0
Douglas Lenon	Employer Trustee	1.00	Director	$0	$0	$0
Ruthanne Zueger	Employer Trustee	1.00	Director	$0	$0	$0
Doug Gleaton	Employee Trustee	1.00	Director	$0	$0	$0
Robert Gilmore	Employee Trustee	1.00	Director	$0	$0	$0
Jeremiah Fitch	Employee Trustee, Chairman	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$5,152,226	$5,614,748	$7,755,162	$-462,522
2024	$6,022,588	$5,534,479	$7,628,212	$488,109
2023	$6,171,332	$4,954,287	$6,713,439	$1,217,045
2022	$6,404,798	$6,962,156	$5,846,838	$-557,358
2021	$6,380,248	$6,459,764	$6,955,417	$-79,516
2020	$6,559,139	$4,488,990	$6,507,632	$2,070,149
2019	$6,819,254	$6,408,750	$4,986,104	$410,504
2018	$6,418,446	$7,600,686	$4,881,795	$-1,182,240

Colorado Finishing Trades Health and Welfare