BLUE SPRUCE HABITAT FOR HUMANITY (EIN 841150042) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Principal Officer

KATHLEEN O'LEARY

Phone

3036471127

Tax Period

2024-07-01 to 2025-06-30

BLUE SPRUCE HABITAT FOR HUMANITY, founded in 1990, is a community nonprofit that reported $2.6M in total revenue in fiscal year 2024. Revenue surged 71% from the prior year, signaling strong growth momentum. Expenses of $2.4M left a modest 6% surplus.

Mission

SEEKING TO PUT GOD'S LOVE INTO ACTION, BLUE SPRUCE HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $655,822

Program Service Revenue $1,663,998

Investment Income $2,742

Other Revenue $256,858

TOTAL REVENUE $2,579,420

Expense Breakdown

Grants Paid $0

Salaries & Benefits $479,192

Fundraising Expenses $26,090

Program Expenses $1,889,157

Other Expenses $1,936,124

TOTAL EXPENSES $2,415,316

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,579,420	$1,504,966	+0.7%
Expenses	$2,415,316	$1,564,023	+0.5%
Net Income	$164,104	$-59,057	-3.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

409

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JANET HECK-DOYLE	PRESIDENT	0.00	Officer Director	$0	$0	$0
JEFF DETLEFS	VICE PRESIDENT	0.00	Officer Director	$0	$0	$0
JON JOHNSON	TREASURER	0.00	Officer Director	$0	$0	$0
BRUCE MARSHALL	SECRETARY	0.00	Officer Director	$0	$0	$0
TONY LUMPKIN	BOARD MEMBER	0.00	Director	$0	$0	$0
MARK HALL	BOARD MEMBER	0.00	Director	$0	$0	$0
SALLY RUSH	BOARD MEMBER	0.00	Director	$0	$0	$0
JOSH RUSSELL	BOARD MEMBER	0.00	Director	$0	$0	$0
KATHLEEN O'LEARY	EXECUTIVE DIRECTOR	32.00	Highest	$141,623	$27,262	$168,885

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,579,420	$2,415,316	$2,852,431	$164,104
2024	No data	No data	No data	No data
2023	$1,702,966	$1,447,475	$2,568,544	$255,491
2022	$1,468,171	$1,521,907	$2,019,497	$-53,736
2021	$1,907,078	$1,644,219	$2,083,689	$262,859
2020	$1,065,915	$1,208,751	$1,886,669	$-142,836
2020	$1,065,915	$1,208,751	$1,886,669	$-142,836
2019	$1,199,353	$1,502,704	$1,742,044	$-303,351
2018	$808,513	$929,273	$1,324,020	$-120,760

BLUE SPRUCE HABITAT FOR HUMANITY