GREATER ARKANSAS RIVER NATURE ASSOC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Principal Officer

JESSICA DOWNING

Phone

7165395106

Tax Period

2025-01-01 to 2025-12-31

GREATER ARKANSAS RIVER NATURE ASSOC, founded in 1996, is a small nonprofit in the Environment sector that reported $495K in total revenue in fiscal year 2025. Revenue grew 16% year-over-year, indicating healthy expansion.

Mission

TO INSPIRE THOSE WHO LIVE, WORK OR PLAY IN THE UPPER ARKANSAS VALLEY TO TAKE CARE OF ITS NATURAL RESOURCES AND LEAVE A LEGACY OF RESPONSIBLE USE OF THE NATURAL ENVIRONMENT.

Program Service Accomplishments

Program 1

Expenses: $116,572 Revenue: $49,285

GARNA PROVIDES ENVIRONMENTAL EDUCATION INCLUDING CAMPS, LECTURES, FILMS, NATURALIST PROGRAMS, FIELD TRIPS AND HIKES ON NATURAL SCIENCE, ENVIRONMENTAL AND CONSERVATION TOPICS TO YOUTH, MEMBERS AND THE GENERAL PUBLIC. THE CHAFFEE MOBILE GEAR LIBRARY PROGRAMMING PROVIDES OUTDOOR ACCESS AND ACTIVITIES TO UNDER-RESOURCED YOUTH THROUGH COMMUNITY PARTNERSHIPS.

Program 2

Expenses: $87,059

GARNA CONDUCTS SUSTAINABILITY ACTIVITIES WITHIN ITS AREA OF GEOGRAPHIC FOCUS, INCLUDING RECYCLING AND COMPOSTING AT COMMUNITY EVENTS. FULL MISSION STATEMENT: THE ORGANIZATION WORKS TO INSPIRE A...

GARNA CONDUCTS SUSTAINABILITY ACTIVITIES WITHIN ITS AREA OF GEOGRAPHIC FOCUS, INCLUDING RECYCLING AND COMPOSTING AT COMMUNITY EVENTS. FULL MISSION STATEMENT: THE ORGANIZATION WORKS TO INSPIRE A CONSERVATION ETHIC BY PROVIDING EDUCATIONAL OPPORTUNITIES AND EXPERIENCES SO THAT THOSE WHO LIVE, WORK AND PLAY IN THE UPPER ARKANSAS VALLEY ARE MOTIVATED TO TAKE CARE OF ITS NATURAL RESOURCES AND WILL USE THOSE RESOURCES IN A RESPONSIBLE MANNER.

Program 3

Expenses: $127,746

GARNA PARTNERS WITH VARIOUS AGENCIES THAT OVERSEE PUBLIC LANDS IN THE UPPER ARKANSAS RIVER VALLEY TO ASSIST IN STEWARDSHIP OF THOSE LANDS. THE FLAGSHIP PROGRAM ENGAGES OVER 300 VOLUNTEERS TO MONITOR AND MAINTAIN DISPERSED CAMPING SITES ON PUBLIC LANDS IN THE VALLEY. THROUGH EDUCATIONAL EXHIBITS AND DIRECT CONTACT WITH VISITORS TO THE VALLEY, VOLUNTEERS EDUCATE THE PUBLIC IN RESPONSIBLE USE OF ENVIRONMENTAL RESOURCES. ----------------------------------------- GARNA PROVIDES ADMINISTRATIVE AND PROMOTIONAL SUPPORT FOR THE STAGE AND RAIL TRAIL PROJECT AND THE CHAFFEE COUNTY HERITAGE AREA ADVISORY BOARD.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $445,244

Program Service Revenue $49,285

Investment Income $8

Other Revenue $0

TOTAL REVENUE $494,537

Expense Breakdown

Grants Paid $1,000

Salaries & Benefits $307,186

Fundraising Expenses $15,500

Program Expenses $331,377

Other Expenses $195,052

TOTAL EXPENSES $503,238

Year-over-Year Comparison

	2025	2024	Change
Revenue	$494,537	$427,717	+0.2%
Expenses	$503,238	$552,911	-0.1%
Net Income	$-8,701	$-125,194	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

471

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$81,075

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JASON MARSDEN	EXECUTIVE DI	40.00	Officer	$19,085	$0	$19,085
JESSICA DOWNING	EXECUTIVE DI	40.00	Officer	$61,990	$0	$61,990
BONNIE DAVIS	CHAIR	2.00	Officer Director	$0	$0	$0
KATIE DAVIS	SECRETARY	2.00	Officer Director	$0	$0	$0
LAYNE KOTTMEIER	TREASURER	2.00	Officer Director	$0	$0	$0
JW WILDER	DIRECTOR	2.00	Director	$0	$0	$0
ROB WHITE	DIRECTOR	2.00	Director	$0	$0	$0
TRUMAN YOUNG	DIRECTOR	2.00	Director	$0	$0	$0
DEVIN CASTENDYK	DIRECTOR	2.00	Director	$0	$0	$0
MAHTING PUTELIS	DIRECTOR	2.00	Director	$0	$0	$0
BRAD KLOEWER	DIRECTOR	2.00	Director	$0	$0	$0
KELLY CHANDLER	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$494,537	$503,238	$134,957	$-8,701
2024	No data	No data	No data	No data
2023	$516,043	$505,300	$274,064	$10,743
2022	$473,340	$393,121	$267,191	$80,219
2021	$321,223	$273,441	$226,105	$47,782
2020	$290,623	$263,126	$142,793	$27,497