TRUTH CHRISTIAN ACADEMY (EIN 841395543) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

STANLEY SILVERMAN

Phone

3036703360

Tax Period

2018-01-01 to 2018-12-31

TRUTH CHRISTIAN ACADEMY, founded in 1997, is a micro nonprofit that reported $62K in total revenue in fiscal year 2018. Revenue fell 64% from the prior year — a significant decline worth monitoring. Expenses of $99K exceeded revenue, resulting in a 60% operating deficit.

Mission

PROVIDE QUALITY PRIMARY EDUCATION

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $22,039

Program Service Revenue $39,636

Investment Income $0

Other Revenue $0

TOTAL REVENUE $61,675

Expense Breakdown

Grants Paid $0

Salaries & Benefits $71,788

Fundraising Expenses $0

Program Expenses $97,782

Other Expenses $27,013

TOTAL EXPENSES $98,801

Year-over-Year Comparison

	2018	2017	Change
Revenue	$61,675	$169,685	-0.6%
Expenses	$98,801	$223,501	-0.6%
Net Income	$-37,126	$-53,816	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$11,401

Total Directors

$11,401

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BETTY STUBBS	DIRECTOR	2.00	Director	$0	$0	$0
JOY WYNKOOP	DIRECTOR	2.00	Director	$0	$0	$0
BOB HOLANSON	DIRECTOR	2.00	Director	$0	$0	$0
STANLEY SILVERMAN	PRESIDENT	40.00	Officer Director	$0	$0	$0
PATRICIA SILVERMAN	VICE-PRESIDENT	10.00	Officer Director	$0	$0	$0
DEBRA LYNN	DIRECTOR	40.00	Officer Director	$11,401	$0	$11,401
ROBERT JOSEPH	SECRETARY	2.00	Officer Director	$0	$0	$0
ALICIA HOKANSON	DIRECTOR	10.00	Director	$0	$0	$0
ALLEN JOSEPH	TREASURER	2.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2018	$61,675	$98,801	No data	$-37,126

TRUTH CHRISTIAN ACADEMY