YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION (EIN 841564926) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Principal Officer

DUSTIN ZVONEK

Phone

3033212265

Tax Period

2023-01-01 to 2023-12-31

YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION, founded in 2000, is a community nonprofit in the Recreation & Sports sector that reported $2.5M in total revenue in fiscal year 2023.

Mission

TO DEVELOP FINANCIAL LITERACY OF YOUNG PEOPLE THROUGH REAL-LIFE EXPERIENCES AND HANDS-ON PROGRAMS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $1,472,635

Program Service Revenue $981,433

Investment Income $6,227

Other Revenue $77,970

TOTAL REVENUE $2,538,265

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,928,456

Fundraising Expenses $321,734

Program Expenses $2,061,920

Other Expenses $780,353

TOTAL EXPENSES $2,708,809

Year-over-Year Comparison

	2023	2022	Change
Revenue	$2,538,265	$2,440,350	+0.0%
Expenses	$2,708,809	$2,345,058	+0.2%
Net Income	$-170,544	$95,292	-2.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

4998

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$1,144,333

Total Directors

$852,251

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RICHARD MARTINEZ JR	PRES & CEO T	3.50	Officer Director	$31,752	$17,523	$617,368
ANDREW HANCOCK	PRES. & CEO	22.50	Officer Director	$60,531	$561	$175,506
DUSTIN ZVONEK	PRES. & CEO	22.50	Officer Director	$20,006	$1,556	$59,377
SUE EUSER	VP ADMIN, SE	35.00	Officer	$56,301	$15,672	$142,101
LAUREN BROZINSKI	CONTROLLER,T	27.00	Officer	$44,984	$14,895	$149,981
TOBIN TRUSLOW	VP BUS. AND	31.20	Highest	$97,420	$13,764	$138,522
ANNA LEER	SVP OF PROGR	40.00	Highest	$104,510	$15,736	$120,246
AMANDA KRISCHE	VP PROG. OPE	40.00	Highest	$100,635	$14,470	$115,105
MICHAEL GERSACK	CHAIRMAN	2.00	Officer Director	$0	$0	$0
STEPHANIE BENDRICK	VICE CHAIRMA	2.00	Officer Director	$0	$0	$0
CHRIS BECZE	DIRECTOR	2.00	Director	$0	$0	$0
GREG BLANCHARD	DIRECTOR	2.00	Director	$0	$0	$0
BRIAN CAHILL	DIRECTOR	2.00	Director	$0	$0	$0
MBIYU CHISHOLM	DIRECTOR	2.00	Director	$0	$0	$0
ADAM FIEDOR	DIRECTOR	2.00	Director	$0	$0	$0
TUHIN HALDER	DIRECTOR	2.00	Director	$0	$0	$0
JOHN LE	DIRECTOR	2.00	Director	$0	$0	$0
AVI LOEWENSTEIN	DIRECTOR	2.00	Director	$0	$0	$0
CHARLIE MAGUIRE	DIRECTOR	2.00	Director	$0	$0	$0
JACOB PAYNE	DIRECTOR	2.00	Director	$0	$0	$0
SEAN PECHAN	DIRECTOR	2.00	Director	$0	$0	$0
BO PERETTO	DIRECTOR	2.00	Director	$0	$0	$0
CHRISTOPHER PICARDI	DIRECTOR	2.00	Director	$0	$0	$0
ERIN SIMMONS	DIRECTOR	2.00	Director	$0	$0	$0
SHANNON SMITH	DIRECTOR	2.00	Director	$0	$0	$0
BO SUTTON	DIRECTOR	2.00	Director	$0	$0	$0
AUBREY THACKER	DIRECTOR	2.00	Director	$0	$0	$0
PAOLO VILLASENOR	DIRECTOR	2.00	Director	$0	$0	$0
HEATHER WHITE	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$2,538,265	$2,708,809	$4,111,942	$-170,544
2022	$2,440,350	$2,345,058	$4,312,639	$95,292
2021	$2,339,040	$1,659,901	$4,183,298	$679,139
2020	$1,947,761	$1,704,182	$3,563,699	$243,579
2019	$2,463,698	$2,562,147	$3,274,813	$-98,449
2018	$3,007,538	$2,618,457	$3,393,103	$389,081

YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION