CORAL GABLES CHAMBER OF COMMERCE FOUNDATION INC (EIN 841629609) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Principal Officer

CRISTINA MILLER

Phone

3054461657

Tax Period

2023-09-01 to 2024-08-31

CORAL GABLES CHAMBER OF COMMERCE FOUNDATION INC, founded in 2003, is a micro nonprofit in the Philanthropy & Grantmaking sector that reported $33K in total revenue in fiscal year 2023. Revenue surged 152% from the prior year, signaling strong growth momentum. The organization ran a surplus of $6K, a strong 19% operating margin.

Mission

TO SUPPORT LOCAL EDUCATIONAL, HEALTH, WELFARE, ENVIRONMENTAL, HISTORIC PRESERVATION, AND CULTURAL ARTS INITIATIVES IN THE COMMUNITY IN AN EFFORT TO SUSTAIN AND GROW THE ECONOMY OF THE AREA

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $33,200

Program Service Revenue $0

Investment Income $21

Other Revenue $0

TOTAL REVENUE $33,221

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $26,842

Other Expenses $26,842

TOTAL EXPENSES $26,842

Year-over-Year Comparison

	2023	2022	Change
Revenue	$33,221	$13,200	+1.5%
Expenses	$26,842	$25,784	+0.0%
Net Income	$6,379	$-12,584	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CRISTINA MILLER	PRESIDENT	1.00	Officer Director	$0	$0	$0
MYRNA VACA	SECRETARY	1.00	Officer	$0	$0	$0
IVY PATRON	TREASURER	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$33,221	$26,842	$21,240	$6,379
2023	$13,200	$25,784	$14,861	$-12,584
2022	$14,400	$20,997	$27,445	$-6,597
2021	$49,418	$19,683	$34,042	$29,735
2020	$3,677	$103	$4,307	$3,574
2019	$8,216	$8,928	$733	$-712
2018	$1,501	$214	$1,445	$1,287

CORAL GABLES CHAMBER OF COMMERCE FOUNDATION INC