LITTLE ELM CHAMBER OF COMMERCE

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2005

Legal Domicile

Principal Officer

JENNETTE ESPINOSA

Phone

9729558014

Tax Period

2025-01-01 to 2025-12-31

LITTLE ELM CHAMBER OF COMMERCE, founded in 2005, is a small nonprofit in the Community Improvement sector that reported $299K in total revenue in fiscal year 2025. Revenue grew 9% year-over-year, indicating healthy expansion. Expenses of $280K left a modest 6% surplus.

Mission

TO REPRESENT & ADVANCE THE ECONOMIC PROSPERITY OF THE BUSINESS COMMUNITY IN LITTLE ELM & SURROUNDING ARERAS BY FOSTERING MEANINGFUL CONNECTIONS, ENHANCING THE LOCAL BUSINESS ENVIRONMENT & CONTRIBUTING TO A HIGHER QUALITY OF LIFE FOR ALL.

Program Service Accomplishments

Program 1

Expenses: $10,910 Revenue: $21,280

AWARDS BANQUET AN EVENING DEDICATED TO RECOGNIZING & APPRECIATING OUR SPONSORS, PARTNERS, STAFF, BOARD MEMBERS & VOLUNTEERS. THIS CELEBRATION HONORED THE COLLECTIVE ACHIEVEMENTS THAT HAVE PROPELLED OUR MISSING FORWARD BOOSTING MORALE & REINFORCING THE SPIRIT OF COLLABORATOIN. THE EVENT SERVED AS AN OPPORTUNITY TO HIGHLIGHT BOTH ORGANIZATIONAL MILESTONES & MEMBER SUCCESSES, DEMONSTRATING THE IMPACT OF OUR SHARED EFFORTS

Program 2

Expenses: $7,853 Revenue: $11,913

MONTHLY BUSINESS LUNCHEON A RECURRING EVENT DESIGNED TO FOSTER ONGOING ENGAGEMENT, NETWORKING & COLLABORATION AMONG MEMBERS OF THE LOCAL BUSINESS COMMUNITY. THESE LUNCHEONS PROVIDE A PLATFORM FOR...

MONTHLY BUSINESS LUNCHEON A RECURRING EVENT DESIGNED TO FOSTER ONGOING ENGAGEMENT, NETWORKING & COLLABORATION AMONG MEMBERS OF THE LOCAL BUSINESS COMMUNITY. THESE LUNCHEONS PROVIDE A PLATFORM FOR BUILDING RELATIONSHIPS, SHARING IDEAS & STAYING INFORMED ABOUT LOCAL INITIATIVES & OPPORTUNITIES.

Program 3

Expenses: $2,612 Revenue: $8,750

STATE OF THE TOWN MEETING AN ANNUAL FORUM DESIGNED TO INFORM, ENGAGE & ALIGN THE LOCAL BUSINESS COMMUNITY WITH KEY DEVELOPMENTS, INITIATIVES & FUTURE PLANS FOR THE TOWN OF LITTLE ELM. THIS EVENT...

STATE OF THE TOWN MEETING AN ANNUAL FORUM DESIGNED TO INFORM, ENGAGE & ALIGN THE LOCAL BUSINESS COMMUNITY WITH KEY DEVELOPMENTS, INITIATIVES & FUTURE PLANS FOR THE TOWN OF LITTLE ELM. THIS EVENT FOSTERS TRANSPARENCY, ENCOURAGES DIALOGUE & STRENGHTENS THE PARTNERSHIP BETWEEN LOCAL LEADERSHIP & THE BUSINESS COMMUNITY.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $241,431

Program Service Revenue $52,684

Investment Income $4,567

Other Revenue $0

TOTAL REVENUE $298,682

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $27,796

Other Expenses $280,014

TOTAL EXPENSES $280,014

Year-over-Year Comparison

	2025	2024	Change
Revenue	$298,682	$273,501	+0.1%
Expenses	$280,014	$225,967	+0.2%
Net Income	$18,668	$47,534	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JENNETTE ESPINOSA	EXECUTIVE DIRECTOR	5.00	Director	$0	$0	$0
BRAD KIESLING	SECRETARY	2.00	Officer	$0	$0	$0
MICHEL HAMBRICK	TREASURER	2.00	Officer	$0	$0	$0
SANDI SABONIS	CHAIR	3.00	Officer	$0	$0	$0
JENNIFER ELLIOTT	PAST CHAIR	2.00	Officer	$0	$0	$0
DREW BAILEY	TOWN LIAISON	2.00	Officer	$0	$0	$0
HERMAN LUETTE	CHAIR ELECT	3.00	Officer	$0	$0	$0
JOSH YOUNGBLOOD	BOARD MEMBER	2.00	Officer	$0	$0	$0
KIRK WISNEWSKI	BOARD MEMBER	2.00	Officer	$0	$0	$0
RAYMOND LONGSTRETH	BOARD MEMBER	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$298,682	$280,014	$181,556	$18,668
2024	$273,501	$225,967	$161,942	$47,534
2023	$251,131	$199,233	$115,371	$51,898
2022	$212,290	$179,838	$95,280	$32,452