STILL WATERS MINISTRIES INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2021

Legal Domicile

Phone

9857058622

Tax Period

2024-07-01 to 2025-06-30

STILL WATERS MINISTRIES INC, founded in 2021, is a community nonprofit in the Housing & Shelter sector that reported $1.1M in total revenue in fiscal year 2024. Revenue surged 200% from the prior year, signaling strong growth momentum. The organization ran a surplus of $344K, a strong 30% operating margin.

Mission

A NONPROFIT 501(C)(3) CHRISTIAN HUMANITARIAN ORGANIZATION DEDICATIED TO RELIEVING HUMAN SUFFERING, THROUGH OUR CHRISTIAN DISCIPLESHIP RECOVERY PROGRAM.

Program Service Accomplishments

Program 1

Expenses: $660,679 Revenue: $690,033

THIS PROGRAM IS FAITH BASE MENS DICIPLESHIP PROGRAM, REENTRY, VOCATIONAL TRAINING, GED, LITERACY, FINANCIAL LITERACY, SMALL GROUPS, ONE ON ONE HEART TRAINING AND 2 TO 3 CLASSES DILY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $442,867

Program Service Revenue $690,033

Investment Income $10,257

Other Revenue $0

TOTAL REVENUE $1,143,157

Expense Breakdown

Grants Paid $0

Salaries & Benefits $259,452

Fundraising Expenses $27,460

Program Expenses $660,679

Other Expenses $539,950

TOTAL EXPENSES $799,402

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,143,157	$380,603	+2.0%
Expenses	$799,402	$378,945	+1.1%
Net Income	$343,755	$1,658	+206.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

500

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TERRY SCOTT	DIRECTOR	1.00	Director	$0	$0	$0
JAMES MARTIN	DIRECTOR	0.00	Director	$0	$0	$0
FRANK SHAW	SECRETARY	1.00	Officer	$0	$0	$0
WARREN DAVIE	TREASURER	1.00	Officer	$0	$0	$0
CINDRA REYBA	VICE CHAIRMAN	1.00	Officer	$0	$0	$0
MARVIARI AMMARI	CHAIRMAN OF THE BOARD	1.00	Officer	$0	$0	$0
DAVID BOTTNER	EXECUTIVE DIRECTOR	10.00	Key Emp	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,143,157	$799,402	$657,247	$343,755
2020	$49,432	$32,971	$355,855	$16,461
2019	$341,497	$49,706	$333,578	$291,791