The Savin Haven

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2019

Legal Domicile

Principal Officer

Amber Renfroe

Phone

2053931396

Tax Period

2025-01-01 to 2025-12-31

The Savin Haven, founded in 2019, is a micro nonprofit in the Human Services sector that reported $34K in total revenue in fiscal year 2025. Revenue fell 85% from the prior year — a significant decline worth monitoring. Expenses of $83K exceeded revenue, resulting in a 139% operating deficit.

Mission

Help individuals get sober from addictions and return to society as a productive citizen through the power of KJV Bible, education and group support. Offer opportunity to rebuild ones life.

Program Service Accomplishments

Program 1

Expenses: $81,418 Revenue: $34,482

Charity - Provide safe shelter, food, clothing and medical care to individuals and their families. Eductation - To educate inviduals in the KJV Bible and addiction prevention.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $9,750

Program Service Revenue $24,732

Investment Income $0

Other Revenue $0

TOTAL REVENUE $34,482

Expense Breakdown

Grants Paid $6,996

Salaries & Benefits $15,669

Fundraising Expenses $0

Program Expenses $81,418

Other Expenses $59,863

TOTAL EXPENSES $82,528

Year-over-Year Comparison

	2025	2024	Change
Revenue	$34,482	$230,921	-0.9%
Expenses	$82,528	$53,428	+0.5%
Net Income	$-48,046	$177,493	-1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
John Timothy Renfroe	President	2.00	Director	$0	$0	$0
Amber Renfroe	Administrator	40.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$34,482	$82,528	$130,847	$-48,046
2024	No data	No data	No data	No data
2020	$31,985	$27,253	$4,732	$4,732
2019	$24,695	$24,695	No data	No data