JUST THINK AHEAD INSURANCE ORG

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2019

Legal Domicile

Principal Officer

Tomeka Kimbrough-Hilson

Phone

4708087750

Tax Period

2022-01-01 to 2022-12-31

Mission

JTAIO statement describing our proposed operations as a non-profit tax exempt 501c3 organization. We are committed to servicing the Insurance Industry, Underserved and Underrepresented Business, and Federal, State, and Local government. Our services included but are not limited to the following: Growth, Development, and Oversight programs and activities Culturally Appropriate Assistance programs and activities Training programs and activities Insurance Professionals Business Assistance Program Procurement Assistance Programs Membership based services. One-time $300 membership fee Memberships are indefinitely, unless members cancel in writing at any time.

Program Service Accomplishments

Program 1

Expenses: $0 Revenue: $0

We helped over 60 business owners/self-employed individuals obtain over $300,000 funding from the Cares Act in loans and grants in the black and underserved community in the Metro Youngstown, Ohio...

We helped over 60 business owners/self-employed individuals obtain over $300,000 funding from the Cares Act in loans and grants in the black and underserved community in the Metro Youngstown, Ohio area in 2021. 90% of our members where women.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $0

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $0

Other Expenses $0

TOTAL EXPENSES $0

Year-over-Year Comparison

	2022	2021	Change
Revenue	N/A	$46,036	-1.0%
Expenses	N/A	$18,591	-1.0%
Net Income	N/A	$27,445	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Tomeka Kimbrough-Hilson	President/Executive Director	0	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2022	No data	No data	No data	No data