YOUNG MONEY FINANCES (EIN 842102876) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2019

Legal Domicile

Phone

6162021470

Tax Period

2024-01-01 to 2024-12-31

YOUNG MONEY FINANCES, founded in 2019, is a small nonprofit in the Education sector that reported $242K in total revenue in fiscal year 2024.

Mission

Empowering youth and families to build healthy financial behaviors.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $236,000

Program Service Revenue $6,000

Investment Income $0

Other Revenue $0

TOTAL REVENUE $242,000

Expense Breakdown

Grants Paid $0

Salaries & Benefits $59,749

Fundraising Expenses $0

Program Expenses $198,949

Other Expenses $176,251

TOTAL EXPENSES $236,000

Year-over-Year Comparison

	2024	2023	Change
Revenue	$242,000	$244,000	0.0%
Expenses	$236,000	$230,000	+0.0%
Net Income	$6,000	$14,000	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$9,000

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Dondrea Brown	Executive Director	20.00	Director	$9,000	$0	$9,000
Teia Gates	Chair	1.00	Officer	$0	$0	$0
Roger Freeman	Vice Chair	1.00	Officer	$0	$0	$0
Christina VanDam	Secretary	1.00	Officer	$0	$0	$0
Mariel Harmon	Treasurer	1.00	Officer	$0	$0	$0
Cole Williams	Board Member	1.00	Officer	$0	$0	$0
Malique Grear	Board Member	1.00	Officer	$0	$0	$0
John Ruther	Board Member	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$242,000	$236,000	$167,095	$6,000
2023	$244,000	$230,000	$161,095	$14,000
2022	$117,580	$115,560	$2,020	$2,020
2022	$290,921	$143,826	$147,095	$147,095

YOUNG MONEY FINANCES