Learning Courage (EIN 842757690) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2019

Legal Domicile

Principal Officer

Jamie Forbes

Phone

6033150576

Tax Period

2025-01-01 to 2025-12-31

Learning Courage, founded in 2019, is a small nonprofit in the Human Services sector that reported $614K in total revenue in fiscal year 2025. Expenses of $721K exceeded revenue, resulting in a 17% operating deficit.

Mission

Our mission is to promote and support institutional courage and effective action regarding sexual misconduct in schools by providing practices, insights and resources that reduce incidents and promote healing when incidents occur.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $354,607

Program Service Revenue $259,658

Investment Income $0

Other Revenue $0

TOTAL REVENUE $614,265

Expense Breakdown

Grants Paid $0

Salaries & Benefits $589,878

Fundraising Expenses $150,597

Program Expenses $356,751

Other Expenses $123,615

TOTAL EXPENSES $721,393

Year-over-Year Comparison

	2025	2024	Change
Revenue	$614,265	$581,256	+0.1%
Expenses	$721,393	$519,141	+0.4%
Net Income	$-107,128	$62,115	-2.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$150,000

Total Directors

$150,000

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Jamie Forbes	President & CEO	40.00	Officer Director	$150,000	$0	$150,000
Amy Wheeler	Executive Director	40.00		$150,000	$0	$150,000
Jay Althoff	Board Chair	2.00	Officer Director	$0	$0	$0
Tim Driver	Treasurer	2.00	Officer Director	$0	$0	$0
Jay Hughes	Secretary	2.00	Officer Director	$0	$0	$0
Elliot Williams	Director	2.00	Director	$0	$0	$0
Katie Kirkpatrick	Director	2.00	Director	$0	$0	$0
John Seigfried	Director	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$614,265	$721,393	$140,351	$-107,128
2024	$581,256	$519,141	$248,569	$62,115
2023	$368,380	$527,362	$192,424	$-158,982
2022	$426,627	$416,153	$345,447	$10,474
2021	$375,874	$312,154	$332,086	$63,720
2020	$243,938	$22,056	$268,264	$221,882

Learning Courage