A Lotta Love Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2019

Legal Domicile

Principal Officer

Tina Clossick

Phone

9843630833

Tax Period

2025-01-01 to 2025-12-31

A Lotta Love Inc, founded in 2019, is a small nonprofit in the Housing & Shelter sector that reported $375K in total revenue in fiscal year 2025. Revenue surged 52% from the prior year, signaling strong growth momentum. The organization ran a surplus of $76K, a strong 20% operating margin.

Mission

Making homeless shelter spaces more welcoming and comforting

Program Service Accomplishments

Program 1

Expenses: $97,305

Thompson Child and Family Focus Childrens Home Charlotte, NC -- A Lotta Love completed renovations and furnishings for four residential cottages, including 24 bedrooms and multiple shared living...

Thompson Child and Family Focus Childrens Home Charlotte, NC -- A Lotta Love completed renovations and furnishings for four residential cottages, including 24 bedrooms and multiple shared living spaces. Improvements included flooring, paint, furnishings, bedding, decor, and other household items. The project supported Thompsons mission of serving at-risk children and families. Total project investments exceeded 97,000, including an 84,000 grant funding and additional support secured through community partners and donated resources.

Program 2

Expenses: $31,342

Families Moving Forward Durham, NC --- A Lotta Love completed improvements to 56 shelter spaces, including 10 single-occupancy bedrooms, 46 family suites, and one shared kitchen area. Projects...

Families Moving Forward Durham, NC --- A Lotta Love completed improvements to 56 shelter spaces, including 10 single-occupancy bedrooms, 46 family suites, and one shared kitchen area. Projects included providing furnishings, bedding, decor, household items, books, toys, and updates to the lower kitchen to support families and individuals experiencing homelessness.

Program 3

Expenses: $20,978

Catherines House Belmont, NC - A Lotta Love completed improvements to 7 residential and shared living spaces, including 5 dormitory-style rooms and 2 common gathering areas. Catherines House is a...

Catherines House Belmont, NC - A Lotta Love completed improvements to 7 residential and shared living spaces, including 5 dormitory-style rooms and 2 common gathering areas. Catherines House is a transitional home that provides 4-to-6-month housing for women and children experiencing homelessness. Volunteer-led projects provided furnishings, bedding, household goods, decor, and other donated items to support residents during their stay.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $350,147

Program Service Revenue $0

Investment Income $4,119

Other Revenue $20,395

TOTAL REVENUE $374,661

Expense Breakdown

Grants Paid $211,902

Salaries & Benefits $18,114

Fundraising Expenses $40,871

Program Expenses $228,992

Other Expenses $68,861

TOTAL EXPENSES $298,877

Year-over-Year Comparison

	2025	2024	Change
Revenue	$374,661	$246,760	+0.5%
Expenses	$298,877	$222,741	+0.3%
Net Income	$75,784	$24,019	+2.2%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

350

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Charlotta Sjoelin	Director Emeritus	013.00	Officer Director	$0	$0	$0
Kelly Hunter	Executive Director	002.00	Officer Director	$0	$0	$0
Darliene Woolner	President	008.00	Officer Director	$0	$0	$0
Stephanie Cain	Treasurer	003.00	Officer Director	$0	$0	$0
Tina LePage	Secretary	001.00	Officer Director	$0	$0	$0
Olivia Nichols	Vice President	001.00	Officer Director	$0	$0	$0
Dawn Milgrom	Charlotte Chapter Lead	006.00	Director	$0	$0	$0
Heloisa Bickmore	Raleigh Chapter Lead	001.00	Director	$0	$0	$0
Jennifer Galloway	Shelter Lead	004.00	Director	$0	$0	$0
Leslie May	Shelter Lead	001.00	Director	$0	$0	$0
Tasha Melvin	Board Member	001.00	Director	$0	$0	$0
Caroline Hewett	Wake Forest Team Lead	001.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$374,661	$298,877	$438,746	$75,784
2024	$246,760	$222,741	$361,554	$24,019
2023	$254,918	$183,587	$279,813	$71,331
2022	$193,038	$178,069	$200,090	$14,969