United Hope Builders Inc (EIN 843511716) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2019

Legal Domicile

Phone

8444588467

Tax Period

2023-01-01 to 2023-12-31

United Hope Builders Inc, founded in 2019, is a small nonprofit that reported $541K in total revenue in fiscal year 2023. Revenue fell 76% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $200K, a strong 37% operating margin.

Mission

Creating more affordable housing in the Bay Area specifically targeted to help the more disadvantaged population through production of affordable modular housing.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $430,550

Program Service Revenue $0

Investment Income $110,358

Other Revenue $0

TOTAL REVENUE $540,908

Expense Breakdown

Grants Paid $0

Salaries & Benefits $146,658

Fundraising Expenses $0

Program Expenses $20,698

Other Expenses $194,292

TOTAL EXPENSES $340,950

Year-over-Year Comparison

	2023	2022	Change
Revenue	$540,908	$2,241,937	-0.8%
Expenses	$340,950	$1,032,950	-0.7%
Net Income	$199,958	$1,208,987	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$60,000

Total Directors

$60,000

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Paul Bains	Chairman	40.00	Officer Director	$60,000	$0	$60,000
Cheryl Bains	Director	40.00	Director	$0	$0	$0
Robert Cowan	Director	40.00	Director	$0	$0	$0
Alicia Garcia	Director	10.00	Director	$0	$0	$0
Elbert Paul	Director	10.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$540,908	$340,950	$5,442,031	$199,958
2022	$2,241,937	$1,032,950	$4,821,763	$1,208,987
2021	$2,390,710	$187,455	$2,941,994	$2,203,255
2020	$809,287	$75,016	$788,269	$734,271

United Hope Builders Inc