UBIZ VENTURE CAPITAL (EIN 843657936) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2019

Legal Domicile

Phone

8595946006

Tax Period

2024-01-01 to 2024-12-31

UBIZ VENTURE CAPITAL, founded in 2019, is a small nonprofit in the Philanthropy & Grantmaking sector that reported $734K in total revenue in fiscal year 2024. Revenue grew 8% year-over-year, indicating healthy expansion. Expenses of $853K exceeded revenue, resulting in a 16% operating deficit.

Mission

Vision: UBIZ aspires to be the preeminent organization to directly or collaboratively make business capital readily available to underserved small businesses that have potential for growth and job creation in the Greater Cleveland area.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $493,659

Program Service Revenue $14,813

Investment Income $0

Other Revenue $225,285

TOTAL REVENUE $733,757

Expense Breakdown

Grants Paid $0

Salaries & Benefits $368,406

Fundraising Expenses $0

Program Expenses $802,581

Other Expenses $485,066

TOTAL EXPENSES $853,472

Year-over-Year Comparison

	2024	2023	Change
Revenue	$733,757	$676,300	+0.1%
Expenses	$853,472	$528,874	+0.6%
Net Income	$-119,715	$147,426	-1.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LONNIE COLEMAN	CHAIRMAN	0.00	Director	$0	$0	$0
MARSHA MOCABEE	DIRECTOR	0.00	Director	$0	$0	$0
LYNETTE CRENSHAW	SECRETARY	0.00	Director	$0	$0	$0
BRIAN HALL	TREASURER	0.00	Director	$0	$0	$0
DAVID MERKEL	DIRECTOR	0.00	Director	$0	$0	$0
MICHAEL OBI	PRESIDENT	30.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$733,757	$853,472	$4,595,942	$-119,715
2023	$676,300	$528,874	$4,185,950	$147,426
2022	$994,954	$384,969	$3,419,987	$609,985
2021	$576,814	$438,854	$1,057,138	$137,960

UBIZ VENTURE CAPITAL