Riverside, CA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)First Community Capital Inc, founded in 2019, is a small nonprofit in the Employment sector that reported $486K in total revenue in fiscal year 2023. The organization ran a surplus of $87K, a strong 18% operating margin.
Our mission is to foster economic justice and opportunity by providing access to capital and technical assistance to economically disadvantage micro and rural businesses. Our emphasis is on those businesses owned by people of color including women, veterans, refugees, immigrants, and individuals impacted by the justice system.First Community Capital help low- and moderate-income entrepreneurs who lack sufficient training and education to gain access to capital and thereby delivering long-term economic small businesses recovery and resiliency.We often lend to borrowers that may not meet mainstream institutions underwriting criteria, helping to bridge the gap between conventional lending standards and the needs of hard-to-reach borrowers.
As of June 30, 2024, First Community Capital has issued 124 microloans, totaling approximately $575,830 to eligible small businesses. Additionally, as of the same date, FCC reports 124 outstanding...
As of June 30, 2024, First Community Capital has issued 124 microloans, totaling approximately $575,830 to eligible small businesses. Additionally, as of the same date, FCC reports 124 outstanding loans, amounting to $590,000. These loans are fully amortized, with interest rates varying between 6% and 12%, and terms ranging from 12 to 60 months. These loans supported both home-based and non-home-based businesses, including existing companies and startups.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $486,010 | $509,354 | 0.0% |
| Expenses | $398,785 | $249,566 | +0.6% |
| Net Income | $87,225 | $259,788 | -0.7% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Tchaidor Jay Diallo | President & CEO | 40.00 |
Officer
|
$114,400 | $0 | $114,400 |
| Vincent McCoy | Treasurer | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| Mark Davis | Chairman | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| Edward Johnson | Secretary | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| Fatimoh Muhammed | Director | 2.00 |
Director
|
$0 | $0 | $0 |
| Kelly Rivas | Director | 2.00 |
Director
|
$0 | $0 | $0 |
| Ray Masterson | Director | 2.00 |
Director
|
$0 | $0 | $0 |
| Karan Suarez | Director | 2.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | No data | No data | No data | No data |
| 2024 | $486,010 | $398,785 | $1,316,731 | $87,225 |
| 2023 | $509,354 | $249,566 | $759,538 | $259,788 |
| 2022 | $434,871 | $232,237 | $435,550 | $202,634 |
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