PARK COMMUNITY CREDIT UNION FOUNDATION (EIN 844213550) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2019

Legal Domicile

Principal Officer

JANA ERNY

Phone

5028151192

Tax Period

2024-01-01 to 2024-12-31

PARK COMMUNITY CREDIT UNION FOUNDATION, founded in 2019, is a small nonprofit in the Human Services sector that reported $388K in total revenue in fiscal year 2024. Revenue fell 78% from the prior year — a significant decline worth monitoring. Expenses of $546K exceeded revenue, resulting in a 41% operating deficit.

Mission

THE PARK COMMUNITY CREDIT UNION FOUNDATION STRIVES TO BUILD A MORE VIBRANT COMMUNITY WHERE EVERYONE HAS EQUITABLE ACCESS TO LEARN, GROW, AND THRIVE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $333,515

Program Service Revenue $0

Investment Income $0

Other Revenue $54,284

TOTAL REVENUE $387,799

Expense Breakdown

Grants Paid $212,500

Salaries & Benefits $243,286

Fundraising Expenses $0

Program Expenses $479,698

Other Expenses $90,710

TOTAL EXPENSES $546,496

Year-over-Year Comparison

	2024	2023	Change
Revenue	$387,799	$1,737,420	-0.8%
Expenses	$546,496	$1,489,674	-0.6%
Net Income	$-158,697	$247,746	-1.6%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$136,442

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TERRA LEAVELL	BOARD MEMBER (THROUGH 1/29/24)	1.00	Director	$0	$0	$0
DWIGHT HAYGOOD JR	BOARD MEMBER	1.00	Director	$0	$0	$0
YAJAIRA MORPHONIOS	BOARD MEMBER	1.00	Director	$0	$0	$0
SHARON WILLIAMS	BOARD MEMBER	1.00	Director	$0	$0	$0
LISA BANNON	SECRETARY/TREASURER	1.00	Officer Director	$0	$0	$0
JANA ERNY	CHAIR	1.00	Officer Director	$0	$0	$0
SHANNON KISSELBAUGH	EXECUTIVE DIRECTOR	25.00	Officer	$136,442	$0	$136,442

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$387,799	$546,496	$326,868	$-158,697
2023	$1,737,420	$1,489,674	$251,536	$247,746
2022	$848,446	$784,902	$318,632	$63,544
2021	$943,005	$806,833	$198,797	$136,172

PARK COMMUNITY CREDIT UNION FOUNDATION