ABBYCOLBY CROSSINGS CHAMBER OF COMM

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2020

Legal Domicile

Principal Officer

JENNIFER JAKEL

Phone

7152238509

Tax Period

2024-01-01 to 2024-12-31

ABBYCOLBY CROSSINGS CHAMBER OF COMM, founded in 2020, is a small nonprofit in the Community Improvement sector that reported $288K in total revenue in fiscal year 2024. Expenses of $250K left a modest 13% surplus.

Mission

CHAMBER OF COMMERCE SUPPORTING COMMUNITIES THROUGH PROMOTION OF BUSINESS MEMBERS AND HOSTING ANNUAL COMMUNITY EVENTS.

Program Service Accomplishments

Program 1

CHAMBER OF COMMERCE SUPPORTING COMMUNITIES THROUGH PROMOTION OF BUSINESS MEMBERS AND HOSTING ANNUAL COMMUNITY EVENTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $103,409

Program Service Revenue $183,856

Investment Income $437

Other Revenue $0

TOTAL REVENUE $287,702

Expense Breakdown

Grants Paid $0

Salaries & Benefits $15,520

Fundraising Expenses $61,468

Other Expenses $234,623

TOTAL EXPENSES $250,143

Year-over-Year Comparison

	2024	2023	Change
Revenue	$287,702	$269,581	+0.1%
Expenses	$250,143	$259,246	0.0%
Net Income	$37,559	$10,335	+2.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RYAN BARGENDER	PRESIDENT	1.00	Officer	$0	$0	$0
PATRICK GALLIGAN	PRESIDENT EL	1.00	Officer	$0	$0	$0
JENNIFER JAKEL	TREASURER	1.00	Officer	$0	$0	$0
KRISTINE O'LEARY	VICE PRESIDE	1.00	Officer	$0	$0	$0
DIANA SOSA	SECRETARY	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$287,702	$250,143	$197,856	$37,559
2023	$269,581	$259,246	$160,583	$10,335
2022	$260,285	$256,275	$150,870	$4,010
2021	$254,800	$216,458	$146,479	$38,342