RANGELY AREA CHAMBER OF COMMERCE (EIN 846121405) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1970

Legal Domicile

Principal Officer

EMMA BAKER

Phone

9706755290

Tax Period

2024-01-01 to 2024-12-31

RANGELY AREA CHAMBER OF COMMERCE, founded in 1970, is a small nonprofit in the Community Improvement sector that reported $132K in total revenue in fiscal year 2024. Expenses of $188K exceeded revenue, resulting in a 42% operating deficit.

Mission

TO PROMOTE RANGELY, COLORADO BUSINESSES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $130,802

Program Service Revenue $0

Investment Income $2

Other Revenue $1,066

TOTAL REVENUE $131,870

Expense Breakdown

Grants Paid $0

Salaries & Benefits $55,999

Fundraising Expenses $0

Other Expenses $131,775

TOTAL EXPENSES $187,774

Year-over-Year Comparison

	2024	2023	Change
Revenue	$131,870	$131,912	0.0%
Expenses	$187,774	$151,762	+0.2%
Net Income	$-55,904	$-19,850	+1.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$50,933

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ASHELY TERRIN	TREASURER	1.00	Officer Director	$0	$0	$0
JESSICA OLIVAS	PRESIDENT	1.00	Officer Director	$0	$0	$0
NATHEN HARDIN	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
CANDRA ROBIE	EXECUTIVE DIRECTOR	40.00	Key Emp	$30,386	$0	$30,386
NORIAN EDWARDS	MEMBER	0.00	Director	$0	$0	$0
EMMA BAKER	EXECUTIVE DIRECTOR	32.00	Key Emp	$20,547	$0	$20,547

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$131,870	$187,774	$1,606	$-55,904
2023	$131,912	$151,762	$37,521	$-19,850
2022	$124,247	$131,327	$49,056	$-7,080
2021	$143,197	$122,608	$62,870	$20,589
2020	$108,880	$124,489	$40,500	$-15,609
2019	$144,869	$153,174	$94,807	$-8,305
2018	$178,547	$161,763	$109,844	$16,784

RANGELY AREA CHAMBER OF COMMERCE