CARLSBAD CHAMBER OF COMMERCE INC (EIN 850026470) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1947

Legal Domicile

Principal Officer

KHUSH GHADIALI

Phone

5758876516

Tax Period

2022-07-01 to 2023-06-30

CARLSBAD CHAMBER OF COMMERCE INC, founded in 1947, is a community nonprofit that reported $1.8M in total revenue in fiscal year 2022. Revenue grew 15% year-over-year, indicating healthy expansion. Expenses of $1.7M left a modest 7% surplus.

Mission

TO PROVIDE LEADERSHIP, GUIDANCE, AND SUPPORT TO THE BUSINESS COMMUNITY FOR THE PROMOTION OF ECONOMIC AND COMMUNITY GROWTH.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $1,018,878

Program Service Revenue $728,189

Investment Income $0

Other Revenue $43,966

TOTAL REVENUE $1,791,033

Expense Breakdown

Grants Paid $0

Salaries & Benefits $505,301

Fundraising Expenses $0

Other Expenses $1,161,767

TOTAL EXPENSES $1,667,068

Year-over-Year Comparison

	2022	2021	Change
Revenue	$1,791,033	$1,561,038	+0.1%
Expenses	$1,667,068	$1,525,980	+0.1%
Net Income	$123,965	$35,058	+2.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RICHARD ABERCROMBIE	DIRECTOR	N/A	Director	$0	$0	$0
BEVERLY ALLEN	DIRECTOR	N/A	Director	$0	$0	$0
ASHLEY BOCK	DIRECTOR	N/A	Director	$0	$0	$0
BRAD COLE	DIRECTOR	N/A	Director	$0	$0	$0
CLINT CONE	PAST CHAIRMA	N/A	Officer Director	$0	$0	$0
TIFFANY FRINTZ	DIRECTOR	N/A	Director	$0	$0	$0
KHUSH GHADIALI	CHAIRMAN	N/A	Officer Director	$0	$0	$0
VERONICA HERNANDEZ	DIRECTOR	N/A	Director	$0	$0	$0
ALLISON HERVOL	DIRECTOR	N/A	Director	$0	$0	$0
AARON IRVING	DIRECTOR	N/A	Director	$0	$0	$0
MELISSA SUGGS	DIRECTOR	N/A	Director	$0	$0	$0
DANIEL VELOZ	DIRECTOR	N/A	Director	$0	$0	$0
JEANNIE WATSON	INCOMING CHA	N/A	Officer Director	$0	$0	$0
KYLE WILLAMSON	DIRECTOR	N/A	Director	$0	$0	$0
EMILY WIRTH	TREASURER	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$1,791,033	$1,667,068	$1,234,871	$123,965
2022	$1,561,038	$1,525,980	$1,120,584	$35,058
2021	$986,133	$1,041,240	$1,034,181	$-55,107
2020	$1,445,712	$1,437,245	$1,028,094	$8,467
2019	$1,265,812	$1,267,878	$909,675	$-2,066

CARLSBAD CHAMBER OF COMMERCE INC